Story County property record for 604 3rd St, Cambridge, IA 50046
| Property Type | Commercial |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-406-150 |
| Primary APN | 14-21-406-150 |
|---|
| Lot Area | 47,916 sqft (1.1 acres) |
|---|
| Street Address | 604 3RD ST |
|---|---|
| City | CAMBRIDGE |
| State | IA |
| Zip | 50046 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | O T LOT 2 & N24' LOT 3 & ALL LOTS 4 5 & 8 BLK 28 (WATER PLANT) |
| Legal Range | 23 |
| Legal Township | 82 |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 28 |
| Legal Lot Number | 2-5,8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 10102 |
604 3rd St, a commercial property, is owned by an individual who acquired it in March 1938.
Source: Story County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 216, CAMBRIDGE, IA 50046-0216 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 1938 |
| Deed Sale | Mar 21, 1938 |
| Deed Document Number | 0000068466 |
| Record Updated | Jun 8, 2026 |
Source: Story County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Cambridge City |
| County | Story County |
| Unified School District | Ballard Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $233,100 Land $35,600 Building $197,500 | $233,100 Land $35,600 Building $197,500 |
| 2023 | $233,100 | $233,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER SUPPLY serves 832 people · EPA ID IA8509069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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