215 3rd St, Cambridge, IA 50046 Property Records

Story County property record for 215 3rd St, Cambridge, IA 50046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,838 sqft · built 1954
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Feb 2005)
Tax Bill$3,322 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN14-21-325-200

Property Details

APN / Parcel Number

Primary APN14-21-325-200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
1st Floor Area1,430 sqft
Basement Area1,430 sqft
Unfinished Basement1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions127 ft deep x 71 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area342 sqft
Patio Area238 sqft
Gazebo87 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address215 3RD ST
CityCAMBRIDGE
StateIA
Zip50046-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN (CAMBRIDGE) BLOCK:19 LOT:8 CAMBRIDGE
Legal Range23W
Legal Township82N
Legal Section21
Legal SubdivisionORIGINAL TOWN
Legal Block19
Legal Lot Number8
JurisdictionSTORY IA
Township / Civil DivisionUNION
Census Block Group2
Census Block2069
Census Tract10102

Owner

215 3rd St is owned and occupied by two individuals who bought it in February 2005.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address215 3RD ST, CAMBRIDGE, IA 50046-1104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2005 · Amount on File
Deed SaleFeb 1, 2005 · Amount on File
Deed Document Number20051059
Record UpdatedOct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTORY IA
Recording DateOct 14, 2022
Property Address215 3RD ST, CAMBRIDGE, IA 50046-1104
Document Number0202210060
Instrument DateOct 12, 2022
Instrument2022-10060
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
Tax$21.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 3RD ST, COLLINS, IA 50055-7725

Tax Assessment & Valuation

The 2025 property tax bill for 215 3rd St was $3,322 with a homeowner's exemption, up 2.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCambridge City
CountyStory County
Unified School DistrictBallard Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,322.00 (+2.34%) Homeowner's exemption$230,800 Land $34,400 Building $196,400$230,800 Land $34,400 Building $196,400
2024$3,246.00
2023$214,300 Land $25,800 Building $188,500$214,300 Land $25,800 Building $188,500
2022$3,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE WATER SUPPLY
serves 832 people · EPA ID IA8509069
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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