Story County property record for 306 3rd St, Cambridge, IA 50046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,292 sqft · built 1964 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-345-100 |
| Primary APN | 14-21-345-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,292 sqft |
| Finished Basement | 676 sqft |
| Unfinished Basement | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,034 sqft (0.414 acres) |
| Lot Dimensions | 127 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Patio Area | 650 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 306 3RD ST |
|---|---|
| City | CAMBRIDGE |
| State | IA |
| Zip | 50046-7717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T LOTS 2 & 3 BLK 25 |
| Legal Range | 23W |
| Legal Township | 82N |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 25 |
| Legal Lot Number | 2,3 |
| Jurisdiction | STORY IA |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 10102 |
306 3rd St is owned and occupied by two individuals who acquired it in January 2022.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 3RD ST, CAMBRIDGE, IA 50046-7717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0202200217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jan 6, 2022 |
| Property Address | 306 3RD ST, CAMBRIDGE, IA 50046-7717 |
| Document Number | 0202200217 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-00217 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 306 3RD ST, CAMBRIDGE, IA 50046-7717 |
The 2025 property tax bill for 306 3rd St was $3,750 with a homeowner's exemption, up 5.6% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Cambridge City |
| County | Story County |
| Unified School District | Ballard Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,750.00 (+5.63%) Homeowner's exemption | $266,200 Land $63,400 Building $202,800 | $266,200 Land $63,400 Building $202,800 |
| 2024 | $3,550.00 | ||
| 2023 | $240,500 Land $47,500 Building $193,000 | $240,500 Land $47,500 Building $193,000 | |
| 2022 | $3,790.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 306 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER SUPPLY serves 832 people · EPA ID IA8509069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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