St. Johns County property record for 604 21st St, Saint Augustine, FL 32084 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,624 sqft · built 2020 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Company Name on File |
| Last Sale | $750,000 (Jan 2022) |
| Tax Bill | $8,947 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 146230-0060 |
| Primary APN | 146230-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Width | 50 ft Width |
| Pool Area | 249 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 366 sqft |
| Patio Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 21ST ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-28 PACETTI SUB NORTH BCH W 50 OF E150FT OF S1/2 OF BLK 123 (AKA LOT 6) OR6286/1916 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 123 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 146230-0060
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 68 S MAIN ST, 200, SALT LAKE CITY, UT 84101-1525 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 09, 2026 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Jan 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2020 | Loan Modification, Mortgage AMERIS BK |
| Apr 15, 2020 | Loan Modification, Mortgage AMERIS BK |
| Jul 15, 2019 | Warranty Deed, Transfer · ARM AMERIS BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · ARM AMERIS BANK |
| Nov 02, 2017 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Document Number | 20227478 |
| Deed Book / Page | 5474 / 1198 |
| Prior Transfer Date | Sep 03, 2014 |
| Prior Transfer Doc | 0039250426 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 09, 2026 |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0062861916 |
| Book / Page | 6286 / 1916 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026001952 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3541 E NEFFS CIR, SALT LAKE CITY, UT 84109 |
| Name | Verified Name |
|---|---|
| Address | 68 S MAIN ST STE 200, 200, SALT LAKE CITY, UT 84101-1525 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0054741198 |
| Book / Page | 5474 / 1198 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022007478 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18842 AZTEC ST NW, 18842, OAK GROVE, MN 55303-5762 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2541 E NEFFS CIR, MILLCREEK, UT 84109-4037 |
| Document Number | 0054741200 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 5474/1200 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0049590226 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 606 21ST ST ST AUGUSTINE FL 32084, ST AUGUSTINE, FL 32084 |
| Document Number | 0049590226 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 004959/000226 |
| Instrument | 43928 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0049590218 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 21ST ST ST AUGUSTINE FL 320841706, ST AUGUSTINE, FL 32084-1706 |
| Document Number | 0049590218 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 004959/000218 |
| Instrument | 43927 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 07, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0047580960 |
| Book / Page | 4758 / 0960 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 2019050253 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 CARCABA RD, 119, SAINT AUGUSTINE, FL 32084-1707 |
| Name | Verified Name |
|---|---|
| Address | 19807 NIGHTINGALE ST NW, OAK GROVE, MN 55011-9204 |
| Document Number | 0004758962 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 4758/962 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0047560395 |
| Book / Page | 4756 / 0395 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Jul 02, 2019 |
| Instrument | 2019049102 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 CARCABA RD, 119, SAINT AUGUSTINE, FL 32084-1707 |
| Name | Verified Name |
|---|---|
| Address | 18842 AZTEC ST NW, ANOKA, MN 55303-5762 |
| Document Number | 0004756397 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 4756/397 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 02, 2017 |
| Property Address | 604 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0044571047 |
| Book / Page | 004457 / 001047 |
| Instrument Date | Nov 01, 2017 |
| Instrument | 74377 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 15TH ST ST AUGUSTINE FL 320841549, ST AUGUSTINE, FL 32084-1549 |
| Document Number | 44571049 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 004457/001049 |
| Instrument | 74378 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,412 (+3.86%) Land $176,000 Building $485,412 | $661,412 (+3.86%) Land $176,000 Building $485,412 | |
| 2025 | $8,947.00 (+10.83%) | $636,859 (+5.06%) | $636,859 (+5.06%) Land $159,500 Building $477,359 |
| 2024 | $8,073.00 (+1.11%) | ||
| 2023 | $7,984.00 (+40.74%) | $606,162 (+35.99%) | $606,162 (+35.99%) Land $159,500 Building $446,662 |
| 2022 | $5,673.00 | $445,732 | $445,732 Land $141,680 Building $304,052 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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