St. Johns County property record for 511 21st St, Saint Augustine, FL 32084 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,607 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $820,000 (2026) |
| Tax Bill | $4,529.00 (2025) |
| Primary APN | 146163-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,607 sqft Living Area |
| Gross Area | 2,295 sqft Gross Area |
| 1st Floor | 703 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 100 ft x 96 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 260 sqft Pool |
|---|---|
| Deck Area | 273 sqft Deck |
| Patio Area | 80 sqft Patio |
| Porch Area | 1,013 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 511 21ST ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3-28 PACETTI SUB NORTH BCH E95.85FT OF W200FT OF N1/2 BLK 103 (OR LOT 9 & PT LOT 11) OR3997/1882 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 103 |
| Legal Lot Number | 9,11 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2058 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 146163-0090
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 21ST ST, SAINT AUGUSTINE, FL 32084-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Mar 10, 2015 · Amount on Record |
| Deed Doc Number | 202651157 |
| Deed Book / Page | 6383 / 1781 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 511 21ST ST, SAINT AUGUSTINE, FL 32084-1733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 511 21ST ST, ST AUGUSTINE, FL 32084-1733 |
| Document Number | 0059520313 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 5952/313 |
| Instrument | 2024038538 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 511 21ST ST, SAINT AUGUSTINE, FL 32084-1733 |
| Document Number | 0000051157 |
| Book / Page | 6383 / 1781 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202651157 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | PARADISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579,740.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 21ST ST, SAINT AUGUSTINE, FL 32084-1733 |
| Document Number | 0000051158, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202651158 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 511 21ST ST, SAINT AUGUSTINE, FL 32084-1733 |
| Document Number | 0050410756 |
| Instrument Date | Sep 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 511 21ST ST ST AUGUSTINE FL 320841733, ST AUGUSTINE, FL 32084-1733 |
| Document Number | 0050410756 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 005041/000756 |
| Instrument | 78101 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,423 (+2.7%) | $655,954 (+5.96%) Land $307,200 Building $348,754 | |
| 2025 | $4,529.00 (+12.41%) Homeowner's exemption | $349,000 (+2.9%) | $619,064 (+5.62%) Land $278,400 Building $340,664 |
| 2024 | $4,029.00 (+1.97%) Homeowner's exemption | $339,164 (+3%) | $586,132 (+5.58%) Land $278,400 Building $307,732 |
| 2023 | $3,951.00 (+2.89%) Homeowner's exemption | $329,285 (+3%) | $555,149 (+14.03%) Land $278,400 Building $276,749 |
| 2022 | $3,840.00 Homeowner's exemption | $319,694 | $486,861 Land $247,296 Building $239,565 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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