St. Johns County property record for 610 21st St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,709 sqft · built 1996 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Aug 2022) |
| Tax Bill | $11,852 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 146230-0100 |
| Primary APN | 146230-0100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,661 sqft |
| 1st Floor Area | 2,019 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 438 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 610 21ST ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-28 PACETTI SUB NORTH BCH S 1/2 OF BLK 123 W125FT OF E325 FT OR5614/523 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 123 |
| Legal Lot Number | 10&12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20603 |
Source: St. Johns County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 MARSHALL CREEK DR, SAINT AUGUSTINE, FL 32095-7401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer PONTE VEDRA TITLE LLC |
| Apr 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 202277459 |
| Deed Book / Page | 5614 / 523 |
| Prior Transfer Date | Mar 15, 2004 |
| Prior Transfer Doc | 0021610120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 610 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0056140523 |
| Book / Page | 5614 / 523 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022077459 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10005 FAULKNER PLACE, KENNESAW, GA 30152 |
| Name | Verified Name |
|---|---|
| Address | 129 MARSHALL CREEK DR, ST AUGUSTINE, FL 32095-7401 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 21, 2021 |
| Property Address | 610 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0052430397 |
| Book / Page | 5243 / 397 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021044258 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1761 BONE CAMP RD, MARSHALL, NC 28753-7053 |
| Name | Verified Name |
|---|---|
| Address | 1005 FAULKNER PL NW, KENNESAW, GA 30152-4736 |
| Document Number | 0005243399 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 5243/399 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 610 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050010230 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 5001/230 |
| Instrument | 2020061376 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 610 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 0046441931 |
| Book / Page | 4644 / 1931 |
| Map Reference | MB3 PG28 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018084236 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26206 HARBOUR VISTA CIR, 26206, SAINT AUGUSTINE, FL 32080-5130 |
| Name | Verified Name |
|---|---|
| Address | 610 21ST ST, SAINT AUGUSTINE, FL 32084-1706 |
| Document Number | 2018084237 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018084237 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $933,643 (+9.63%) | $938,646 (+10.22%) Land $400,000 Building $538,646 | |
| 2025 | $11,852.00 (+9.34%) | $851,630 (+1.37%) | $851,630 (+1.37%) Land $362,500 Building $489,130 |
| 2024 | $10,840.00 (+9.64%) | $840,120 (+11.22%) | $840,120 (+11.22%) Land $362,500 Building $477,620 |
| 2023 | $9,887.00 (+13.72%) | $755,372 (+14.82%) | $755,372 (+14.82%) Land $362,500 Building $392,872 |
| 2022 | $8,694.00 | $657,863 | $657,863 Land $322,000 Building $335,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 504 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured incl. 144 condo units |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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