6036 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 6036 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,755 sqft · built 2006
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2023)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D17--011`

Property Details

APN / Parcel Number

Primary APN	`D17--011`
Alternative APN	`55284`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,755 sqft Heated Area
Flooring	Hardwood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	248,292 sqft (5.7 acres)

Exterior Amenities

Porch	Patio
Porch Area	360 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	55284
Street Address	6036 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124-2182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR 35 HARBIN PROP PB23-37 PB23-58
Legal Subdivision	HARBIN PROP
Legal Tract	35
Legal Lot Number	35
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1026
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 8, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE ASSURANCE
Sep 30, 2020	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Book / Page	2811 / 1120
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Jul 20, 2026
Property Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182
Document Number	2956000627
Book / Page	2956 / 627
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182

Mortgage

Document Number	2956000627,
Date	Jul 20, 2026
Book Page	2956/627

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2054

Interest

Rate	6.51%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182

Mortgage

Document Number	0028700000000386
Date	Dec 2, 2024
Book Page	0000002870/0000000386

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 8, 2023
Property Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182
Document Number	0028111120
Book / Page	2811 / 1120
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182

Mortgage

Document Number	0028110000001122
Date	Sep 8, 2023
Book Page	0000002811/0000001122

Lender

Name	MORTGAGE ASSURANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 30, 2020
Property Address	6036 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2182
Document Number	0026460122
Book / Page	002646 / 000122
Instrument Date	Sep 28, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6036 BLACKS BLUFF RD SW CAVE SPRING GA 301242182, CAVE SPRING, GA 30124-2182

Mortgage

Document Number	26460123
Date	Sep 30, 2020
Book Page	002646/000123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (-13.91%) Homeowner's exemption
2025	$4,638.00 (+0.35%) Homeowner's exemption	$175,400 (+6.45%) Land $24,266 Building $151,134	$438,501 (+6.45%) Land $60,665 Building $377,836
2024	$4,622.00 (+56.1%) Homeowner's exemption	$164,775 (+15.18%) Land $21,569 Building $143,206	$411,938 (+15.18%) Land $53,922 Building $358,016
2023	$2,961.00 (+0.58%) Homeowner's exemption	$143,064 (+32.53%) Land $19,608 Building $123,456	$357,659 (+32.53%) Land $49,020 Building $308,639
2022	$2,944.00 Homeowner's exemption	$107,952 Land $16,302 Building $91,650	$269,880 Land $40,755 Building $229,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 97.5% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Blacks Bluff Rd SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures