5906 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 5906 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,064 sqft · built 1995
Lot Size	48.9 acres (2,130,084 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D17--007`

Property Details

APN / Parcel Number

Primary APN	`D17--007`
Alternative APN	`55929`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	3,064 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,130,084 sqft (48.9 acres)
Garage Area	1,710 sqft
Porch	Slab
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	55929
Street Address	5906 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR30&TR31 HARBIN PROP PB23-37&23
Legal Subdivision	HARBIN PROP
Legal Tract	30
Legal Lot Number	30-31
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1026
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5906 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2192
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025
Deed Sale	Sep 22, 2025
Prior Sale	Apr 29, 1996
Deed Book / Page	2909 / 1076
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 22, 2025
Property Address	5906 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2192
Document Number	0029091076
Book / Page	2909 / 1076
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2192

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	5960 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025100709
Date	Jul 7, 2017
Book Page	2510/709
Instrument	7271680017

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (-10.75%) Homeowner's exemption
2025	$3,460.00 (-3.49%) Homeowner's exemption	$290,661 (+13.6%) Land $128,257 Building $162,404	$726,654 (+13.6%) Land $320,643 Building $406,011
2024	$3,585.00 (+17.43%) Homeowner's exemption	$255,872 (+1.35%) Land $102,606 Building $153,266	$639,679 (+1.35%) Land $256,514 Building $383,165
2023	$3,053.00 (-42.92%) Homeowner's exemption	$252,453 (+20.28%) Land $102,606 Building $149,847	$631,132 (+20.28%) Land $256,514 Building $374,618
2022	$5,349.00 Homeowner's exemption	$209,888 Land $81,082 Building $128,806	$524,719 Land $202,705 Building $322,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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