5981 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 5981 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,044 sqft · built 1998
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Jun 2026)
Tax Bill	$3,124 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D17--053`

Property Details

APN / Parcel Number

Primary APN	`D17--053`
Alternative APN	`55276`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,044 sqft Heated Area
Flooring	Hardwood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	55276
Street Address	5981 BLACKS BLUFF RD SW
City	CAVE SPRING
State	GA
Zip	30124-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR 43 HARBIN PROP PB23-56&58
Legal Subdivision	HARBIN PROP
Legal Tract	43
Legal Lot Number	43
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1030
Census Tract	2000

Owner

5981 Blacks Bluff Rd SW is owned and occupied by two individuals who bought it in June 2026.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5981 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Aug 24, 2012 · Amount on File
Deed Book / Page	2950 / 1025
Prior Transfer Date	Jul 12, 2005
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 10, 2026
Property Address	5981 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2195
Document Number	2950001025
Book / Page	2950 / 1025
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5981 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2195

Mortgage

Document Number	2950001031,
Date	Jun 10, 2026
Book Page	2950/1031

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5981 Blacks Bluff Rd SW was $3,124 with a homeowner's exemption, down 15.6% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,124.00 (-15.64%) Homeowner's exemption
2025	$3,703.00 (+0.16%) Homeowner's exemption	$179,321 (+7.44%) Land $22,734 Building $156,587	$448,301 (+7.44%) Land $56,834 Building $391,467
2024	$3,697.00 (+72.52%) Homeowner's exemption	$166,904 (+15.02%) Land $20,206 Building $146,698	$417,262 (+15.02%) Land $50,516 Building $366,746
2023	$2,143.00 (-21.1%) Homeowner's exemption	$145,114 (+36.59%) Land $18,370 Building $126,744	$362,785 (+36.59%) Land $45,924 Building $316,861
2022	$2,716.00 Homeowner's exemption	$106,237 Land $15,272 Building $90,965	$265,594 Land $38,181 Building $227,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5981 Blacks Bluff Rd SW in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5981 Blacks Bluff Rd SW is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 97.1% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Blacks Bluff Rd SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures