521 Seneca St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 521 Seneca St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,408 sqft · built 1900
Lot Size	0.072 acres (3,135 sqft)
Owner	Individual Name on Record
Last Sale	$10,500 (Oct 2016)
Tax Bill	$5,015 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-3-33`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-3-33`
Alternative APN	`150003903500030330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,408 sqft Total Area
1st Floor Area	704 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,135 sqft (0.072 acres)
Lot Dimensions	95 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	314 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 SENECA ST
City	SCHENECTADY
State	NY
Zip	12308-1622
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1621 VAN VRANKEN AVE, SCHENECTADY, NY 12308-2231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	201650035
Deed Book / Page	1948 / 784
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	0000050034
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 4, 2019
Property Address	521 SENECA ST, SCHENECTADY, NY 12308-1622
Document Number	0000054016
Book / Page	002025 / 000921
Instrument Date	Nov 26, 2019
Instrument	54016
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 VAN VRANKEN AVE SCHENECTADY NY 123082231, SCHENECTADY, NY 12308-2231

Mortgage

Document Number	54017
Date	Dec 4, 2019
Book Page	004957/000753
Instrument	54017

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 25, 2017
Property Address	521 SENECA ST, SCHENECTADY, NY 12308-1622
Document Number	0000033131
Book / Page	001967 / 000650
Instrument Date	Jul 17, 2017
Instrument	33131
Transaction Type	Transfer
Record Updated	Jul 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 SIMMONS AVE COHOES NY 120472329, COHOES, NY 12047-2329

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 5, 2018
Property Address	521 SENECA ST, SCHENECTADY, NY 12308-1622
Document Number	0019880659
Book / Page	001988 / 000659
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SIMMONS AVE COHOES NY 120472329, COHOES, NY 12047-2329

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,015.00 (+3.89%)
2025	$4,827.00 (+8.81%)	$74,800 (-) Land $12,700 Building $62,100	$123,862 (+13.35%) Land $21,030 Building $102,832
2024		$74,800 (-) Land $12,700 Building $62,100	$109,277 (+15.41%) Land $18,554 Building $90,723
2023		$74,800 (-) Land $12,700 Building $62,100	$94,684 (+3.8%) Land $16,076 Building $78,608
2022		$74,800 Land $12,700 Building $62,100	$91,220 Land $15,488 Building $75,732
2021	$4,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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