529 Seneca St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 529 Seneca St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,408 sqft · built 1900
Lot Size	0.073 acres (3,201 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jan 2016)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.35-3-31`

Property Details

APN / Parcel Number

Primary APN	`421500 39.35-3-31`
Alternative APN	`150003903500030310000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,408 sqft Total Area
1st Floor Area	704 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,201 sqft (0.073 acres)
Lot Dimensions	97 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	529 SENECA ST
City	SCHENECTADY
State	NY
Zip	12308-1622
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	I 2 WOOD
Legal Subdivision	ELY
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1025
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.35-3-31

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	529 SENECA ST, SCHENECTADY, NY 12308-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2016 · Amount on Record
Deed Sale	Jan 21, 2016 · Amount on Record
Prior Sale	Aug 18, 2003 · Amount on Record
Deed Document Number	20162852
Deed Book / Page	1929 / 861
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	529 SENECA ST, SCHENECTADY, NY 12308-1622
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023554
Date	Aug 12, 2020
Book Page	5011/785
Instrument	202023554

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 08, 2035

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00 (+8.18%)	$84,500 (-) Land $12,700 Building $71,800	$139,924 (+30.82%) Land $21,030 Building $118,894
2023		$84,500 (-) Land $12,700 Building $71,800	$106,962 (+3.8%) Land $16,076 Building $90,886
2022		$84,500 Land $12,700 Building $71,800	$103,049 Land $15,488 Building $87,561
2021	$4,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 512 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.