603 S 1040 E, American Fork, UT 84003 Property Records

Utah County property record for 603 S 1040 E, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	3 bd · 1.75 ba · 1,436 sqft · built 2015
Lot Size	0.06 acres (2,623 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-887-0033`

Property Details

APN / Parcel Number

Primary APN	`46-887-0033`
Alternative APNs	`467350033` `575027`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,436 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,623 sqft (0.06 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	575027
Old Parcel Number	467350033
Street Address	603 S 1040 E
City	AMERICAN FORK
State	UT
Zip	84003-3890
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 33, PLAT C, MIRA VISTA PUD 2ND AMD SUB AREA 0.060 AC.
Legal Subdivision	MIRA VISTA PUD 2ND AMD SUB
Legal Lot Number	33
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3005
Census Tract	510

Owner

603 S 1040 E, a townhouse, is owner-occupied and held in a trust since April 2026.

Source: Utah County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	603 S 1040 E, AMERICAN FORK, UT 84003-3890
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer SOUTH VALLEY TITLE
Jun 5, 2023	Warranty Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Jun 5, 2023 · Amount on File
Deed Document Number	202630651
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 13, 2026
Property Address	603 S 1040 E, AMERICAN FORK, UT 84003-3890
Document Number	0000030651
Instrument Date	Apr 13, 2026
Instrument	202630651
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SOUTH VALLEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	603 S 1040 E, AMERICAN FORK, UT 84003-3890

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 5, 2023
Property Address	603 S 1040 E, AMERICAN FORK, UT 84003-3890
Document Number	0000036192
Map Reference	DOC 178607:2007
Instrument Date	Jun 5, 2023
Instrument	36192:2023
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	603 S 1040 E, AMERICAN FORK, UT 84003-3890

Mortgage

Document Number	0000036194
Date	Jun 5, 2023
Instrument	36194:2023

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

The 2025 property tax bill for 603 S 1040 E was $1,946, down 1.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,495 (-1.01%)	$400,900 (-1.01%) Land $95,600 Building $305,300
2025	$1,946.00 (-1.12%)	$222,750	$405,000 Land $95,600 Building $309,400
2024	$1,968.00 (+12.07%)
2023	$1,756.00 (-9.9%)	$206,965	$376,300 Land $75,800 Building $300,500
2022	$1,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 S 1040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 S 1040 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, SenaWave.

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