Citrus County property record for 603 Oak St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2004 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (May 2019) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02310-0180 |
| Primary APN | 20E-19S-21-0020-02310-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 110 sqft |
| Utility Building | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1772931 |
|---|---|
| Street Address | 603 OAK ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 18 & 19 BLK 231 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 231 |
| Legal Lot Number | 18,19 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 451103 |
Source: Citrus County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 297 STERLING DR W, LAKELAND, FL 33815-7433 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| May 16, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2005 · Amount on Record |
| Deed Document Number | 201924962 |
| Deed Book / Page | 2976 / 1172 |
| Prior Transfer Date | Aug 9, 2016 |
| Prior Transfer Doc | 0027781443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 603 OAK ST, INVERNESS, FL 34452-6413 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST, INVERNESS, FL 34452-6413 |
| Document Number | 0031591996 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 3159/1996 |
| Instrument | 2021028675 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 603 OAK ST, INVERNESS, FL 34452-6413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0028190606 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 2819/0606 |
| Instrument | 2017014288 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 16, 2019 |
| Property Address | 603 OAK ST, INVERNESS, FL 34452-6413 |
| Document Number | 0029761172 |
| Book / Page | 002976 / 001172 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 24962 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | GULF STREAM TITLE COMPANY, GULF STREAM TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $889.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST INVERNESS FL 344526413, INVERNESS, FL 34452-6413 |
| Document Number | 29761174 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 002976/001174 |
| Instrument | 24963 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 Veteran's exemption | $128,813 (-37.61%) | $198,175 (-4.02%) Land $7,760 Building $190,415 |
| 2024 | $27.00 Homeowner's exemption Additional exemption filed | $206,474 (+5.68%) Land $7,120 Building $199,354 | $206,474 (+5.68%) Land $7,120 Building $199,354 |
| 2023 | $27.00 (-68.24%) Homeowner's exemption Additional exemption filed | $195,379 (+15.36%) Land $6,400 Building $188,979 | $195,379 (+15.36%) Land $6,400 Building $188,979 |
| 2022 | $85.00 Homeowner's exemption Additional exemption filed | $169,368 Land $5,520 Building $163,848 | $169,368 Land $5,520 Building $163,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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