615 Oak St, Inverness, FL 34452 Property Records

Citrus County property record for 615 Oak St, Inverness, FL 34452 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,119 sqft · built 1974
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Feb 2010)
Tax Bill	$597 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02310-0230`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02310-0230`
Alternative APNs	`2119S20E0020023100230` `1772958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	1,617 sqft
1st Floor Area	888 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	307 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1772958
Street Address	615 OAK ST
City	INVERNESS
State	FL
Zip	34452-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 23 & 24 BLK 231
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	231
Legal Lot Number	23,24
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1021
Census Tract	451103

Owner

Source: Citrus County records · APN 20E-19S-21-0020-02310-0230

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 OAK ST, INVERNESS, FL 34452-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2010 · Amount on Record
Deed Sale	Feb 10, 2010 · Amount on Record
Prior Sale	Nov 01, 2009 · Amount on Record
Deed Document Number	20105953
Deed Book / Page	2337 / 1044
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000005952
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	615 OAK ST, INVERNESS, FL 34452-6413
Document Number	0028661115
Book / Page	002866 / 001115
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 OAK ST INVERNESS FL 344526413, INVERNESS, FL 34452-6413

Mortgage

Document Number	0028661115
Date	Nov 30, 2017
Book Page	002866/001115
Instrument	54249

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00 (+9.94%) Homeowner's exemption	$52,908 (-60.96%)	$132,154 (-2.49%) Land $7,760 Building $124,394
2024	$543.00 (+1.12%) Homeowner's exemption Additional exemption filed	$135,533 (+1.25%) Land $7,120 Building $128,413	$135,533 (+1.25%) Land $7,120 Building $128,413
2023	$537.00 (+6.76%) Homeowner's exemption Additional exemption filed	$133,862 (+14.61%) Land $6,400 Building $127,462	$133,862 (+14.61%) Land $6,400 Building $127,462
2022	$503.00 Homeowner's exemption Additional exemption filed	$116,798 Land $5,520 Building $111,278	$116,798 Land $5,520 Building $111,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174511031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force 6 of 9 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.