510 Oak St, Inverness, FL 34452 Property Records

Citrus County property record for 510 Oak St, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1996
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$260,495 (Mar 2023)
Tax Bill$27 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20E-19S-21-0020-02320-053.0

Property Details

APN / Parcel Number

Primary APN20E-19S-21-0020-02320-053.0
Alternative APNs
  • 2119S20E0020023200530
  • 1773326

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area264 sqft
PorchFinished/Screened Porch
Porch Area249 sqft
Patio Area80 sqft
FenceFence
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1773326
Old Parcel Number2119S20E0020023200530
Street Address510 OAK ST
CityINVERNESS
StateFL
Zip34452-6465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR MED DENSITY RESIDENT
Legal DescriptionINVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 53 & 54 BLK 232
Legal Range20E
Legal Township19S
Legal Section20
Legal SubdivisionINVERNESS HIGHLANDS SOUTH
Legal Block232
Legal Lot Number53-54 54
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1020
Census Tract451103

Owner

Source: Citrus County records · APN 20E-19S-21-0020-02320-053.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address510 OAK ST, INVERNESS, FL 34452-6465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC
Oct 25, 2021Deed of Trust, Mortgage · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Aug 15, 2018Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 20, 2017Warranty Deed, Transfer · FHA Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number2023015365
Deed Book / Page3363 / 184
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 17, 2023
Property Address510 OAK ST, INVERNESS, FL 34452-6465
Document Number0033630184
Book / Page3363 / 184
Map ReferenceMB 3 PG 51-66
Instrument DateMar 16, 2023
Instrument2023015365
Transaction TypeTransfer
Record UpdatedApr 04, 2023
Title CompanyEQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,823.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 TURTLE CREEK RD, EGG HARBOR CITY, NJ 08215-4753

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 873439, WASILLA, AK 99687-3439

Mortgage

Document Number0003363187
DateMar 17, 2023
Instrument3363/187
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address510 OAK ST, INVERNESS, FL 34452-6465
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, CLT

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 OAK ST, INVERNESS, FL 34452-6465

Mortgage

Document Number0032181297
DateOct 25, 2021
Book Page3218/1297
Instrument2021073641
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 15, 2018
Property Address510 OAK ST, INVERNESS, FL 34452-6465
Document Number0029200719
Book / Page2920 / 0719
Map ReferenceMB3 PG51-66
Instrument DateAug 11, 2018
Instrument2018041236
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4141 EVERETT AVE, 4141, SPRING HILL, FL 34609-2447

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 OAK ST, INVERNESS, FL 34452-6465

Mortgage

Document Number2018041237
DateAug 15, 2018
Instrument2018041237
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2048

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 20, 2017
Property Address510 OAK ST, INVERNESS, FL 34452-6465
Document Number0028231813
Book / Page2823 / 1813
Map ReferenceMB3 PG51-66
Instrument DateApr 20, 2017
Instrument2017018228
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 OAK ST, 510, INVERNESS, FL 34452-6465

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 OAK ST, INVERNESS, FL 34452-6465

Mortgage

Document Number0028231815
DateApr 20, 2017
Book Page2823/1815
Instrument2017018229
Lender
NameGOLDWATER BANK NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 Homeowner's exemption Additional exemption filed$201,450 (-2.25%) Land $7,760 Building $193,690$201,450 (-2.25%) Land $7,760 Building $193,690
2024$27.00 (-98.56%) Homeowner's exemption Additional exemption filed$206,077 (+0.61%) Land $7,120 Building $198,957$206,077 (+0.61%) Land $7,120 Building $198,957
2023$1,870.00 (-27.24%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$204,833 (+13.21%) Land $6,400 Building $198,433$204,833 (+13.21%) Land $6,400 Building $198,433
2022$2,570.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$180,937 Land $5,520 Building $175,417$180,937 Land $5,520 Building $175,417

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak St

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