603 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 603 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1957
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171233-DB-08000`

Property Details

APN / Parcel Number

Primary APN	`171233-DB-08000`
Alternative APNs	`R1001171233DB08000` `105796`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,128 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	216 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	105796
Street Address	603 NE 12TH ST
City	BEND
State	OR
Zip	97701-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 119 LOT 14
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	119
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1014
Census Tract	1801

Owner

603 NE 12th St is owned and occupied by an individual who bought it in September 2022.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	603 NE 12TH ST, BEND, OR 97701-4809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Sep 28, 2022	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Sep 28, 2022	Personal Representative Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	202235866
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0000028369
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	603 NE 12TH ST, BEND, OR 97701-4809
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006384
Date	Mar 9, 2026
Instrument	2026-06384

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2022
Property Address	603 NE 12TH ST, BEND, OR 97701-4809
Document Number	0000035866
Instrument Date	Sep 26, 2022
Instrument	2022-35866
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 NE 12TH ST, BEND, OR 97701-4809

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2022
Property Address	603 NE 12TH ST, BEND, OR 97701-4809
Document Number	0000035865
Instrument Date	Sep 23, 2022
Instrument	2022-35865
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 NE 12TH ST, BEND, OR 97701-4809

Mortgage

Document Number	0000035867
Date	Sep 28, 2022
Instrument	2022-35867

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 603 NE 12th St was $2,505, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+3.94%)	$148,280 (+2.99%)	$509,480 (+1.46%) Land $258,530 Building $250,950
2024	$2,410.00 (+7.88%)	$143,970 (+3%)	$502,170 (-) Land $258,530 Building $243,640
2023	$2,234.00	$139,780	$502,170 Land $258,530 Building $243,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 NE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 NE 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon, Vero Fiber, Webformix.

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