596 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 596 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2017)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171233-DB-10301`

Property Details

APN / Parcel Number

Primary APN	`171233-DB-10301`
Alternative APNs	`R1001171233DB10301` `179740`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	179740
Street Address	596 NE 12TH ST
City	BEND
State	OR
Zip	97701-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 125 LOT PT.1
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	125
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1013
Census Tract	1801

Owner

Source: Deschutes County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 NE 12TH ST, BEND, OR 97701-4857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Mar 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2018	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	201746013
Last Transfer Date	Mar 9, 2020
Transfer Doc	0000011423
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	596 NE 12TH ST, BEND, OR 97701-4857
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032495
Date	Nov 25, 2025
Instrument	2025-32495

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 24, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	596 NE 12TH ST, BEND, OR 97701-4857
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 NE 12TH ST, BEND, OR 97701-4857

Mortgage

Document Number	0000055953
Date	Sep 30, 2021
Instrument	2021-55953

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 13, 2020
Property Address	596 NE 12TH ST, BEND, OR 97701-4857
Document Number	0000011423
Map Reference	CAB A PG 12
Instrument Date	Mar 9, 2020
Instrument	2020-11423
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 NE 12TH ST, BEND, OR 97701-4857

Mortgage

Document Number	0000011424
Date	Mar 13, 2020
Instrument	2020-11424

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 17, 2018
Property Address	596 NE 12TH ST, BEND, OR 97701-4857
Document Number	0000049292
Instrument Date	Dec 10, 2018
Instrument	49292
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 NE 12TH ST BEND OR 977014857, BEND, OR 97701-4857

Mortgage

Document Number	49293
Date	Dec 17, 2018
Instrument	49293

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 15, 2017
Property Address	596 NE 12TH ST, BEND, OR 97701-4857
Document Number	0000046013
Instrument Date	Nov 14, 2017
Instrument	46013
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	596 NE 12TH ST BEND OR 977014857, BEND, OR 97701-4857

Mortgage

Document Number	46014
Date	Nov 15, 2017
Instrument	46014

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+3.91%)	$132,210 (+3%)	$523,770 (+1.5%) Land $258,530 Building $265,240
2024	$2,149.00 (+7.88%)	$128,360 (+2.99%)	$516,040 (-) Land $258,530 Building $257,510
2023	$1,992.00	$124,630	$516,040 Land $258,530 Building $257,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon, Vero Fiber, Webformix.

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