653 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 653 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,690 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171233-DB-08203`

Property Details

APN / Parcel Number

Primary APN	`171233-DB-08203`
Alternative APNs	`R1001171233DB08203` `105791`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,690 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105791
Street Address	653 NE 12TH ST
City	BEND
State	OR
Zip	97701-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 119 LOT PT.18.&.19
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	119
Legal Lot Number	18&19
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1014
Census Tract	1801

Owner

Source: Deschutes County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	653 NE 12TH ST, BEND, OR 97701-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage ATM STRATEGIC FUND LLC
Nov 24, 2020	Deed of Trust, Construction Loan · Construction Mortgage ERIK B MICHELSEN
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAILEY 1990 FAMILY TRUST (PT)
Jan 14, 2019	Loan Modification, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 19, 2013
Transfer Doc	0000048391
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	653 NE 12TH ST, BEND, OR 97701-4809
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024998
Date	Sep 15, 2025
Instrument	2025-24998

Lender

Name	ATM STRATEGIC FUND LLC
Type	Non-Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Dec 31, 2025

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Nov 24, 2020
Property Address	653 NE 12TH ST, BEND, OR 97701-4809
Document Number	0000063559
Instrument Date	Nov 7, 2020
Instrument	63559
Transaction Type	Construction Loan
Record Updated	Dec 3, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 NE 12TH ST BEND OR 977014809, BEND, OR 97701-4809

Mortgage

Document Number	0000063559
Date	Nov 24, 2020
Instrument	63559

Lender

Name	ERIK B MICHELSEN
Address	130 VANTIS DR # 230, ALISO VIEJO, CA 92656-2691

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 23, 2021

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	653 NE 12TH ST, BEND, OR 97701-4809
Document Number	0000039640
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 NE 12TH ST BEND OR 977014809, BEND, OR 97701-4809

Mortgage

Document Number	0000039640
Date	Oct 15, 2019
Instrument	39640

Lender

Name	DAILEY 1990 FAMILY TRUST (PT)
Address	130 VANTIS DR # 230, ALISO VIEJO, CA 92656-2691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 14, 2021

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	653 NE 12TH ST, BEND, OR 97701-4809
Document Number	0000022137
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 NE 12TH ST BEND OR 977014809, BEND, OR 97701-4809

Mortgage

Document Number	0000022137
Date	Jun 27, 2019
Instrument	22137

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 26, 2021

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (+3.94%)	$201,290 (+3%)	$649,670 (+1.54%) Land $311,680 Building $337,990
2024	$3,272.00 (+7.88%)	$195,430 (+3%)	$639,830 (-) Land $311,680 Building $328,150
2023	$3,033.00	$189,740	$639,830 Land $311,680 Building $328,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon, Vero Fiber, Webformix.

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