603 N Main St, Amherst, OH 44001 Property Records

Lorain County property record for 603 N Main St, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1957
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Mar 2005)
Tax Bill	$3,956 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-022-104-045`

Property Details

APN / Parcel Number

Primary APN	`05-00-022-104-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,036 sqft
Basement Area	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	166 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	603 N MAIN ST
City	AMHERST
State	OH
Zip	44001-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITZLER 129.35 X 164.45 S/L 1
Legal Subdivision	RITZLER
Legal Block	104
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2021
Census Tract	50200

Owner

Source: Lorain County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 N MAIN ST, AMHERST, OH 44001-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 6, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	200562385
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Aug 4, 2026
Property Address	603 N MAIN ST, AMHERST, OH 44001-1448
Document Number	0000106070
Instrument Date	Jul 30, 2026
Instrument	2026106070
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MAIN ST, AMHERST, OH 44001-1448

Mortgage

Document Number	0000106070,
Date	Aug 4, 2026
Instrument	2026106070

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	603 N MAIN ST, AMHERST, OH 44001-1448
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MAIN ST, AMHERST, OH 44001-1448

Mortgage

Document Number	0000080927
Date	Jan 5, 2026
Instrument	2026-0080927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	603 N MAIN ST, AMHERST, OH 44001-1448
Document Number	0000789777
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MAIN ST AMHERST OH 440011448, AMHERST, OH 44001-1448

Mortgage

Document Number	0000789777
Date	Nov 19, 2020
Instrument	789777

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	603 N MAIN ST, AMHERST, OH 44001-1448
Document Number	0000716337
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MAIN ST AMHERST OH 440011448, AMHERST, OH 44001-1448

Mortgage

Document Number	0000716337
Date	May 30, 2019
Instrument	716337

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,956.00 Homeowner's exemption	$96,420 (+0.01%) Land $19,520 Building $76,900	$275,470 (-) Land $55,760 Building $219,710
2024	$3,956.00 (+30.09%)	$96,415 (+51.92%) Land $19,516 Building $76,899	$275,470 (+51.92%) Land $55,760 Building $219,710
2023	$3,041.00 (+4.32%)	$63,466 (-0.01%) Land $18,897 Building $44,569	$181,330 (-) Land $53,990 Building $127,340
2022	$2,915.00	$63,470 Land $18,900 Building $44,570
2021			$181,330 Land $53,990 Building $127,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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