602 N Main St, Amherst, OH 44001 Property Records

Lorain County property record for 602 N Main St, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 13,664 sqft · built 1997
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Nov 2016)
Tax Bill	$10,082 (2025)
Deeds & Mortgages	May 2026 Construction Loan Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-019-000-062`

Property Details

APN / Parcel Number

Primary APN	`05-00-019-000-062`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	13,664 sqft Living Area
Gross Area	14,500 sqft
1st Floor Area	2,810 sqft
Basement Area	2,810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	118 sqft
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	602 N MAIN ST
City	AMHERST
State	OH
Zip	44001-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -055,-056,-057,-058
Legal Subdivision	AMHERST
Legal Lot Number	19,22
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1017
Census Tract	50302

Owner

602 N Main St is owned and occupied by two individuals who bought it in November 2016.

Source: Lorain County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	602 N MAIN ST, AMHERST, OH 44001-1449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016 · Amount on File
Deed Sale	Nov 21, 2016 · Amount on File
Deed Document Number	2016609233
Prior Transfer Date	Apr 9, 2002
Prior Transfer Doc	0000821792
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 29, 2026
Property Address	602 N MAIN ST, AMHERST, OH 44001-1449
Document Number	0000097631
Instrument Date	May 21, 2026
Instrument	202697631
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 N MAIN ST, AMHERST, OH 44001-1449

Mortgage

Document Number	0000097631,
Date	May 29, 2026
Instrument	202697631

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	602 N MAIN ST, AMHERST, OH 44001-1449
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210803134
Date	Feb 16, 2021
Instrument	2021-0803134

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	602 N MAIN ST, AMHERST, OH 44001-1449
Document Number	0000729718
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	602 N MAIN ST AMHERST OH 440011449, AMHERST, OH 44001-1449

Mortgage

Document Number	0000729718
Date	Sep 11, 2019
Instrument	729718

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 602 N Main St was $10,082 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,082.00 Homeowner's exemption	$245,380 (-36.66%) Land $24,990 Building $220,390	$701,090 (-36.66%) Land $71,410 Building $629,680
2024	$10,082.00 (+0.85%)	$387,387 (+85.75%) Land $24,994 Building $362,394	$1,106,820 (+85.75%) Land $71,410 Building $1,035,410
2023	$9,997.00 (+4.31%)	$208,555 (%) Land $19,436 Building $189,119	$595,870 Land $55,530 Building $540,340
2022	$9,584.00	$208,560 Land $19,440 Building $189,120
2021			$595,870 Land $55,530 Building $540,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 602 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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