595 N Main St, Amherst, OH 44001 Property Records

Lorain County property record for 595 N Main St, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,009 sqft · built 1970
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$85,000 (Oct 2019)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-022-105-022`

Property Details

APN / Parcel Number

Primary APN	`05-00-022-105-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,009 sqft Living Area
1st Floor Area	1,367 sqft
2nd Floor Area	68 sqft
Upper Floors Area	1,474 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	151 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	816 sqft

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	115 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	595 N MAIN ST
City	AMHERST
State	OH
Zip	44001-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITZLER # 1 89.03 X 160.29 NAME CORR 3/8/16
Legal Subdivision	RITZLER SUBDIVISION #1
Legal Block	105
Legal Lot Number	10
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2030
Census Tract	50200

Owner

595 N Main St is held in a trust since October 2025.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3110 OCEAN SHORE BLVD APT 413, 413, ORMOND BEACH, FL 32176-2241
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage DOLLAR BK
Oct 15, 2019	Correction Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Deed Document Number	0000734369
Last Transfer Date	Oct 23, 2025
Transfer Doc	0000072617
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 23, 2025
Property Address	595 N MAIN ST, AMHERST, OH 44001-1455
Document Number	0000072617
Map Reference	DOC 2016-0573070
Instrument Date	Oct 7, 2025
Instrument	2025-0072617
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3110 OCEAN SHORE BLVD APT 413, 413, ORMOND BEACH, FL 32176-2241

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	595 N MAIN ST, AMHERST, OH 44001-1493
Document Number	0000614652
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 N MAIN ST AMHERST OH 440011455, AMHERST, OH 44001-1455

Mortgage

Document Number	0000614652
Date	Jan 9, 2017
Instrument	614652

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2019
Property Address	595 N MAIN ST, AMHERST, OH 44001-1493
Document Number	0000734369
Instrument Date	Jan 11, 2016
Instrument	734369
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 N MAIN ST AMHERST OH 440011455, AMHERST, OH 44001-1455

Tax Assessment & Valuation

The 2025 property tax bill for 595 N Main St was $4,412.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00	$102,400 (+0.01%) Land $15,590 Building $86,810	$292,550 (-) Land $44,530 Building $248,020
2024	$4,412.00 (+14.45%)	$102,393 (+30.37%) Land $15,586 Building $86,807	$292,550 (+30.37%) Land $44,530 Building $248,020
2023	$3,855.00 (+4.13%)	$78,541 (+%) Land $15,089 Building $63,452	$224,400 Land $43,110 Building $181,290
2022	$3,702.00	$78,540 Land $15,090 Building $63,450
2021			$224,400 Land $43,110 Building $181,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 N Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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