Bay County property record for 603 E Smith St, Bay City, MI 48706
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Trust Name on File |
| Last Sale | $5,000 (Aug 1997) |
| Tax Bill | $72 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-176-012-00 |
| Primary APN | 160-016-176-012-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,585 sqft (0.243 acres) |
|---|---|
| Lot Dimensions | 212 ft deep x 50 ft wide |
| Sewer | Municipal |
|---|
| Street Address | 603 E SMITH ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3961 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | WLY 50 FT OF ELY 150 FT OF SLY 212.50 FT OF PAR BD ELY BY LASALLE ST & SLY BY SMITH ST SEC 16 T14NR5E |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 281300 |
603 E Smith St, residential vacant land, is owner-occupied and held in a trust since December 2014.
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 517 E SMITH ST, BAY CITY, MI 48706-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 1997 · Amount on File |
| Deed Sale | Aug 21, 1997 · Amount on File |
| Deed Book / Page | 1475 / 125 |
| Last Transfer Date | Dec 5, 2014 |
| Transfer Doc | 0030690193 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 603 E Smith St was $72 with a homeowner's exemption, up 2% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72.00 (+2%) Homeowner's exemption | $2,900 (-) | $5,800 (-) |
| 2025 | $60.00 Homeowner's exemption | $2,900 | $5,800 |
| 2023 | $2,550 | $5,100 | |
| 2022 | $63.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 603 E Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 603 E Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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