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513 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 513 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 848 sqft · built 1940
Lot Size0.238 acres (10,367 sqft)
OwnerIndividual Name on Record
Last Sale$41,900 (Jan 2024)
Tax Bill$1,366 (2026)
Deeds & MortgagesJan 2024 Sale
Apr 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN160-016-176-009-00

Property Details

APN / Parcel Number

Primary APN160-016-176-009-00
Alternative APN
  • 0913001617600900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Building Area848 sqft Living Area
1st Floor Area848 sqft
Basement Area848 sqft
Unfinished Basement848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area10,367 sqft (0.238 acres)
Lot Dimensions212 ft deep x 49 ft wide
PorchPorch
Porch Area32 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address513 E SMITH ST
CityBAY CITY
StateMI
Zip48706-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionWLY 49.25 FT OF ELY 344.75 FT OF SLY 212.50 FT OF PAR BD ELY BY LASALLE ST & SLY BY SMITH ST SEC 16 T14NR5E
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3008
Census Tract281300

Owner

Source: Bay County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address513 E SMITH ST, BAY CITY, MI 48706-3804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Warranty Deed, Transfer
CROSSROADS TITLE
Apr 26, 2023Warranty Deed, Transfer
CROSSROADS TITLE
Apr 26, 2023Warranty Deed, Transfer
Feb 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 13, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleApr 26, 2023 · Amount on Record
Deed Document Number2024273
Prior Transfer DateFeb 12, 2020
Prior Transfer Doc0000002151
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJan 9, 2024
Property Address513 E SMITH ST, BAY CITY, MI 48706-3804
Document Number0000000273
Instrument DateJan 5, 2024
Instrument202400273
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513 E SMITH ST, BAY CITY, MI 48706-3804

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 E SMITH ST, BAY CITY, MI 48706-3804

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateApr 26, 2023
Property Address513 E SMITH ST, BAY CITY, MI 48706-3804
Document Number0000005127
Instrument DateApr 20, 2023
Instrument202305127
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7707 WINDING CREEK CT, MIDLAND, MI 48642-8011

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 E SMITH ST, BAY CITY, MI 48706-3804

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateApr 26, 2023
Property Address513 E SMITH ST, BAY CITY, MI 48706-3804
Document Number0000005126
Instrument DateApr 19, 2023
Instrument202305126
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

AmountAmount Recorded
Tax$247.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513 E SMITH ST, BAY CITY, MI 48706-3804

Transferred To (Grantee/Buyer)

NameVerified Name
Address7707 WINDING CREEK CT, MIDLAND, MI 48642-8011

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateFeb 18, 2020
Property Address513 E SMITH ST, BAY CITY, MI 48706-3804
Document Number0000002151
Instrument DateFeb 12, 2020
Instrument2151
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7707 WINDING CREEK CT MIDLAND MI 486428011, MIDLAND, MI 48642-8011

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY MI
Recording DateNov 13, 2019
Property Address513 E SMITH ST, BAY CITY, MI 48706-3804
Document Number0000015396
Instrument DateNov 13, 2019
Instrument15396
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$283.80
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7707 WINDING CREEK CT MIDLAND MI 486428011, MIDLAND, MI 48642-8011

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,366.00 (-19.74%) Homeowner's exemption$31,300 (+40.99%)$62,600 (+40.99%)
2023$22,200 (+9.36%)$44,400 (+9.36%)
2022$1,702.00$20,300$40,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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