Bay County property record for 701 E Smith St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,389 sqft · built 1935 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Mar 2022) |
| Tax Bill | $2,281 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-177-016-00 |
| Primary APN | 160-016-177-016-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 701 E SMITH ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | SLY 100 FT OF WLY 64.75 FT BD SLY BY SMITH ST & WLY BY LASALLE ST SEC 16 T14N R5E |
| Legal Range | 05E |
| Legal Township | 14N |
| Legal Section | 16 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 281300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jan 14, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BK |
| Jul 5, 2017 | Trustee's Deed, Foreclosure EARNEY & WENDIE STOUTENBURG |
| Nov 29, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 20224427 |
| Prior Transfer Date | Sep 9, 2020 |
| Prior Transfer Doc | 0000000791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 29, 2022 |
| Property Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Document Number | 0000004427 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 202204427 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 CENTER AVE, 300, BAY CITY, MI 48708-5965 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 853 N SCHEURMANN RD APT 440B, 440B, ESSEXVILLE, MI 48732-2200 |
| Document Number | 0000004428 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 202204428 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Document Number | 0000000791 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 791 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 310 CENTER AVE BAY CITY MI 487085938, BAY CITY, MI 48708-5938 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Document Number | 0000017104 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1553 KINNEY CT ESSEXVILLE MI 487321936, ESSEXVILLE, MI 48732-1936 |
| Document Number | 0000017104 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 17104 |
| Name | ISABELLA BK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 5, 2017 |
| Property Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Document Number | 0032250737 |
| Book / Page | 003225 / 000737 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1480 W CENTER RD #17 ESSEXVILLE MI 487322143, 17, ESSEXVILLE, MI 48732-2143 |
| Document Number | 32250089 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 003225/000089 |
| Name | EARNEY & WENDIE STOUTENBURG |
|---|---|
| Address | 3310 SIERRA SPRINGS CT, PENRYN, CA 95663-9303 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 4, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 29, 2018 |
| Property Address | 701 E SMITH ST, BAY CITY, MI 48706-3963 |
| Document Number | 0000016193 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 16193 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $201.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1480 W CENTER RD #17 ESSEXVILLE MI 487322143, 17, ESSEXVILLE, MI 48732-2143 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,281.00 (+38.33%) Homeowner's exemption | $63,850 (+40.33%) | $127,700 (+40.33%) |
| 2023 | $45,500 | $91,000 | |
| 2022 | $1,649.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures