Humphreys County property record for 603 E Main St, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,679 sqft · built 1940 |
| Lot Size | 0.464 acres (20,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Nov 2024) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 043064G L 00800 |
| Primary APN | 043064G L 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 1,841 sqft |
| Attic Area | 1,345 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,250 sqft (0.464 acres) |
| Lot Dimensions | 162 ft deep x 125 ft wide |
| Garage Type | Mixed |
| Garage Area | 176 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 48 sqft |
| Patio Area | 237 sqft |
| Utility Building | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 603 E MAIN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | LUCAS LAND & LUMBER |
| Legal Block | E |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 130300 |
Source: Humphreys County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 603 E MAIN ST, WAVERLY, TN 37185-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 18, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Deed Document Number | 24003153 |
| Deed Book / Page | 4 / 466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 603 E MAIN ST, WAVERLY, TN 37185-1718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 603 E MAIN ST, WAVERLY, TN 37185-1718 |
| Document Number | 0000002565 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | TD243/2011 |
| Instrument | 22002565 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 603 E MAIN ST, WAVERLY, TN 37185-1718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 603 E MAIN ST, WAVERLY, TN 37185-1718 |
| Document Number | 0000001279 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | TD242/1864 |
| Instrument | 22001279 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2037 |
Source: Humphreys County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (-0.32%) | $51,100 (-) Land $5,225 Building $45,875 | |
| 2024 | $1,556.00 (-0.06%) | $51,100 (-) Land $5,225 Building $45,875 | |
| 2023 | $1,557.00 (+28.78%) | $51,100 (+35.63%) Land $5,225 Building $45,875 | $204,400 (+35.63%) Land $20,900 Building $183,500 |
| 2022 | $1,209.00 | $37,675 Land $4,925 Building $32,750 | $150,700 Land $19,700 Building $131,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 9 of 72 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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