Humphreys County property record for 523 E Main St, Waverly, TN 37185 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,546 sqft · built 1940 |
| Lot Size | 0.371 acres (16,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Dec 2016) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 043064G K 01400 |
| Primary APN | 043064G K 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Upper Floors Area | 899 sqft |
| Basement Area | 160 sqft |
| Unfinished Basement | 160 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,200 sqft (0.371 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 318 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 523 E MAIN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | LUCAS LAND & LUMBER |
| Legal Block | D |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 130300 |
Source: Humphreys County records · APN 043064G K 01400
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 E MAIN ST, WAVERLY, TN 37185-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Prior Sale | Oct 17, 2016 · Amount on Record |
| Deed Document Number | 16003300 |
| Deed Book / Page | 203 / 1423 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 523 E MAIN ST, WAVERLY, TN 37185-1729 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 HILLHAVEN DR, WAVERLY, TN 37185-1332 |
| Document Number | 0000001898 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | TD243/427 |
| Instrument | 22001898 |
| Name | APEX BANK |
|---|---|
| Type | Bank |
| Address | WAVERLY, TN 37185 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 03, 2027 |
Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (-0.33%) | $49,560 (-) Land $6,680 Building $42,880 | |
| 2024 | $1,510.00 | $49,560 (-) Land $6,680 Building $42,880 | |
| 2023 | $1,510.00 (+25.42%) | $49,560 (+32.09%) Land $6,680 Building $42,880 | $123,900 (+32.09%) Land $16,700 Building $107,200 |
| 2022 | $1,204.00 | $37,520 Land $6,280 Building $31,240 | $93,800 Land $15,700 Building $78,100 |
Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 9 of 72 |
| Most Recent Claim | Aug 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Meriwether Lewis Electric Cooperative | Fiber | 1,000 / 1,000 |
| LTD Broadband | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (unlicensed) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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