Humphreys County property record for 521 E Main St, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,081 sqft · built 1940 |
| Lot Size | 0.309 acres (13,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2024) |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Feb 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 043064G K 01300 |
| Primary APN | 043064G K 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,081 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Attic | Attic |
| Attic Area | 1,081 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,446 sqft (0.309 acres) |
| Lot Dimensions | 162 ft deep x 83 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 677 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 E MAIN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | LUCAS LAND & LUMBER |
| Legal Block | D |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 130300 |
Source: Humphreys County records · APN 043064G K 01300
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 AIRPORT RD, WAVERLY, TN 37185-5500 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 11, 2024 | Warranty Deed, Transfer THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Feb 07, 2022 | Warranty Deed, Transfer THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Feb 07, 2022 · Amount on Record |
| Deed Document Number | 2024563 |
| Deed Book / Page | 215 / 59 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Mar 11, 2024 |
| Property Address | 521 E MAIN ST, WAVERLY, TN 37185-1729 |
| Document Number | 0000000563 |
| Book / Page | WD215 / 59 |
| Map Reference | DEED 28 PG 58 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 24000563 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $425.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 AIRPORT RD, WAVERLY, TN 37185-5500 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Feb 07, 2022 |
| Property Address | 521 E MAIN ST, WAVERLY, TN 37185-1729 |
| Document Number | 0000000388 |
| Book / Page | WD211 / 2423 |
| Map Reference | MB 28 PG 58 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 22000388 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $179.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6600 ELLESMERE RD, NASHVILLE, TN 37205-3928 |
Source: Humphreys County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 (-0.31%) | $31,625 (-) Land $3,500 Building $28,125 | |
| 2024 | $963.00 | $31,625 (-) Land $3,500 Building $28,125 | |
| 2023 | $963.00 (+289.88%) | $31,625 (+309.39%) Land $3,500 Building $28,125 | $126,500 (+309.39%) Land $14,000 Building $112,500 |
| 2022 | $247.00 | $7,725 Land $3,275 Building $4,450 | $30,900 Land $13,100 Building $17,800 |
Source: FEMA National Flood Hazard Layer as of September 25, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 9 of 72 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Electric Cooperative Fiber | 1,000 / 1,000 |
| LTD Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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