603 E Belle Ave, Saint Charles, MI 48655 Property Records

Saginaw County property record for 603 E Belle Ave, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 987 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$36,936 (Dec 2023)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Dec 2023 Sale Oct 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-10-3-05-0263-000`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-05-0263-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	987 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	264 ft deep x 66 ft wide
Porch	Covered Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	603 E BELLE AVE
City	SAINT CHARLES
State	MI
Zip	48655-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 60 VILLAGE OF ST CHARLES SEC 05 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	05
Legal Subdivision	VILLAGE OF ST CHARLES
Legal Block	60
Legal Lot Number	1-2
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3033
Census Tract	12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 E BELLE AVE, SAINT CHARLES, MI 48655-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Contract Sale, Transfer
Oct 18, 2023	Warranty Deed, Transfer CROSSROADS TITLE
Nov 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202326953
Record Updated	Oct 29, 2026

December 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SAGINAW MI
Recording Date	Dec 19, 2023
Property Address	603 E BELLE AVE, SAINT CHARLES, MI 48655-1505
Document Number	0000026953
Instrument Date	Dec 1, 2023
Instrument	2023026953
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Tax	$27,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4305 TITTABAWASSEE RD, HEMLOCK, MI 48626-7411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E BELLE AVE, SAINT CHARLES, MI 48655-1505

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 18, 2023
Property Address	603 E BELLE AVE, SAINT CHARLES, MI 48655-1505
Document Number	0000022997
Map Reference	LB 38 PG 131
Instrument Date	Oct 17, 2023
Instrument	2023022997
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 E WATER ST, SAINT CHARLES, MI 48655-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 TITTABAWASSEE RD, HEMLOCK, MI 48626-7411

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 20, 2019
Property Address	603 E BELLE AVE, SAINT CHARLES, MI 48655-1505
Document Number	0000028570
Instrument Date	Nov 20, 2019
Instrument	28570
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	507 E WATER ST ST CHARLES MI 486551519, ST CHARLES, MI 48655-1519

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,600 (+30.91%)	$43,200 (+30.91%)
2025	$1,457.00 (+168.82%)
2023		$16,500 (+10.74%)	$33,000 (+10.74%)
2022	$542.00 (-35.86%)	$14,900	$29,800
2021	$845.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	593.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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