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618 E Belle Ave, Saint Charles, MI 48655 Property Records

Saginaw County property record for 618 E Belle Ave, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,054 sqft · built 1920
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$1,515 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2025 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN24-10-3-05-0252-000

Property Details

APN / Parcel Number

Primary APN24-10-3-05-0252-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,054 sqft Living Area
1st Floor Area664 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address618 E BELLE AVE
CitySAINT CHARLES
StateMI
Zip48655-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 8 BLK 55 VILLAGE OF ST CHARLES SEC 05 T10N R3E
Legal Range03E
Legal Township10N
Legal Section05
Legal SubdivisionVILLAGE OF ST CHARLES
Legal Block55
Legal Lot Number5,8
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3031
Census Tract12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Intrafamily Transfer, Transfer
Oct 10, 2025Intrafamily Transfer, Transfer
Oct 10, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 28, 2025
Transfer Doc0000024257
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateOct 10, 2025
Property Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506
Document Number0000024257
Instrument DateAug 28, 2025
Instrument2025024257
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateOct 10, 2025
Property Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506
Document Number0000024258
Instrument DateAug 28, 2025
Instrument2025024258
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateOct 10, 2025
Property Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506
Document Number0000024256
Instrument DateAug 15, 2025
Instrument2025024256
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11377 SHERIDAN RD, NEW LOTHROP, MI 48460-9632

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E BELLE AVE, SAINT CHARLES, MI 48655-1506

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles Village
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,000 (+6.44%)$86,000 (+6.44%)
2025$1,515.00 (+3.48%) Homeowner's exemption$40,400 (+18.48%)$80,800 (+18.48%)
2024$1,464.00 (+98.11%)
2023$34,100$68,200
2022$739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation593.3 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ST. CHARLES
serves 2,054 people · EPA ID MI0006260
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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