506 E Belle Ave, Saint Charles, MI 48655 Property Records

Saginaw County property record for 506 E Belle Ave, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jun 2022)
Tax Bill	$821 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-10-3-05-0253-000`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-05-0253-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Asbestos
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	506 E BELLE AVE
City	SAINT CHARLES
State	MI
Zip	48655-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 56 VILLAGE OF ST CHARLES SEC 05 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	05
Legal Subdivision	VILLAGE OF ST CHARLES
Legal Block	56
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3031
Census Tract	12600

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jun 6, 2022	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Aug 10, 1989 · Amount on Record
Deed Document Number	202216384
Prior Transfer Date	Mar 26, 2002
Prior Transfer Doc	0007073530
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 2, 2026
Property Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504
Document Number	0000014524
Instrument Date	May 28, 2026
Instrument	202614524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504

Mortgage

Document Number	0000014524,
Date	Jun 2, 2026
Instrument	202614524

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2033

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504

Mortgage

Document Number	0000005275
Date	Mar 22, 2024
Instrument	2024005275

Lender

Name	MERCANTILE BANK
Type	Bank
Address	310 LEONARD ST NW, GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 6, 2022
Property Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504
Document Number	0000016384
Map Reference	LB 38 PG 288
Instrument Date	Jun 2, 2022
Instrument	2022016384
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 S LINWOOD BEACH RD, 471, LINWOOD, MI 48634-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E BELLE AVE, SAINT CHARLES, MI 48655-1504

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,400 (+8.98%)	$72,800 (+8.98%)
2025	$821.00 (+23.83%) Homeowner's exemption	$33,400 (+11.71%)	$66,800 (+11.71%)
2023		$29,900	$59,800
2022	$663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	593.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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