603 E 1st St, Everly, IA 51338 Property Records

Clay County property record for 603 E 1st St, Everly, IA 51338

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,064 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2019)
Tax Bill	$1,560 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963803379008`

Property Details

APN / Parcel Number

Primary APN	`963803379008`
Alternative APN	`49096380337900800`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Basement Area	1,064 sqft
Finished Basement	250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	49096380337900800
Street Address	603 E 1ST ST
City	EVERLY
State	IA
Zip	51338-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE FAMILY
Legal Description	4 2 SCHOENEWE 2ND
Legal Range	38
Legal Township	03
Legal Section	03
Legal Subdivision	SCHOENEWE 2ND ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	LONE TREE
Census Block Group	4
Census Block	4033
Census Tract	80400

Owner

Source: Clay County records · APN 963803379008

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	603 E 1ST ST, EVERLY, IA 51338-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2019 · Amount on Record
Deed Sale	Oct 01, 2019 · Amount on Record
Deed Document Number	2599
Deed Book / Page	2019 / 2599
Record Updated	Jun 08, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IA
Recording Date	Oct 01, 2019
Property Address	603 E 1ST ST, EVERLY, IA 51338-1107
Document Number	02019/2599
Book / Page	2019 / 2599
Instrument Date	Sep 17, 2019
Instrument	2599
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E 1ST ST, EVERLY, IA 51338-1107

Mortgage

Document Number	02019/2600
Date	Oct 01, 2019
Book Page	2019/2600
Instrument	2600

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Everly City
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,070 (-0.74%) Land $13,870 Building $111,200	$125,070 (-0.74%) Land $13,870 Building $111,200
2024	$1,560.00 (+17.12%)
2023		$126,000 (+24.06%) Land $13,870 Building $112,130	$126,000 (+24.06%) Land $13,870 Building $112,130
2022	$1,332.00 Homeowner's exemption	$101,560 Land $13,870 Building $87,690
2021			$101,560 Land $13,870 Building $87,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Evertek Enterprises Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EVERLY WATER SUPPLY serves 575 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.