Clay County property record for 405 E 1st St, Everly, IA 51338 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,096 sqft · built 1950 |
| Lot Size | 0.117 acres (5,109 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Nov 2018) |
| Tax Bill | $1,074 (2024) |
| Deeds & Mortgages | Oct 2019 Refinance May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 963803377010 |
| Primary APN | 963803377010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Attic Area | 284 sqft |
| Basement Area | 812 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 5,109 sqft (0.117 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 49096380337701000 |
|---|---|
| Street Address | 405 E 1ST ST |
| City | EVERLY |
| State | IA |
| Zip | 51338-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 2' OF W 42' 9 3 FLICKS 2ND W 67' 10-12 3 FLICKS 2ND |
| Legal Range | 38 |
| Legal Township | 03 |
| Legal Section | 03 |
| Legal Subdivision | FLICK'S 2ND ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LONE TREE |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 80400 |
Source: Clay County records · APN 963803377010
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E 1ST ST, EVERLY, IA 51338-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 16, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jul 01, 2016 |
| Deed Document Number | 000000003008 |
| Deed Book / Page | 2018 / 3008 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 405 E 1ST ST, EVERLY, IA 51338-1116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019/2632 |
|---|---|
| Date | Oct 03, 2019 |
| Book Page | 2019/2632 |
| Instrument | 2632 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 405 E 1ST ST, EVERLY, IA 51338-1116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1605 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2021/1605 |
| Instrument | 2021 1605 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Nov 16, 2018 |
| Property Address | 405 E 1ST ST, EVERLY, IA 51338-1116 |
| Document Number | 2018/3008 |
| Book / Page | 2018 / 3008 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 000000003008 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E 1ST ST, EVERLY, IA 51338-1116 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Everly City |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,170 (+0.34%) Land $9,450 Building $80,720 | $90,170 (+0.34%) Land $9,450 Building $80,720 | |
| 2024 | $1,074.00 (+16.49%) | ||
| 2023 | $89,860 (+22.93%) Land $9,450 Building $80,410 | $89,860 (+22.93%) Land $9,450 Building $80,410 | |
| 2022 | $922.00 Homeowner's exemption | $73,100 Land $9,450 Building $63,650 | |
| 2021 | $73,100 Land $9,450 Building $63,650 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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