502 E 1st St, Everly, IA 51338 Property Records

Clay County property record for 502 E 1st St, Everly, IA 51338 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 1956
Lot Size0.396 acres (17,250 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Jun 2023)
Tax Bill$1,474 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN963803382006

Property Details

APN / Parcel Number

Primary APN963803382006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Finished Basement300 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Lot Area17,250 sqft (0.396 acres)
Lot Dimensions150 ft deep x 115 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area80 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Water SourceCommercial

Location & Zoning

Street Address502 E 1ST ST
CityEVERLY
StateIA
Zip51338-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEXCEPT E 10' LOT 1 PETERSENS 1ST
Legal SubdivisionPETERSEN 1ST
Legal Lot Number1
JurisdictionCLAY IA
Township / Civil DivisionLONE TREE
Census Block Group4
Census Block4032
Census Tract80400

Owner

Source: Clay County records · APN 963803382006

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address502 E 1ST ST, EVERLY, IA 51338-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 03, 2020Warranty Deed, Transfer · Conventional Mortgage
FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2023 · Amount on Record
Deed SaleJun 13, 2023 · Amount on Record
Prior SaleDec 03, 2020 · Amount on Record
Deed Document Number2023 1177
Deed Book / Page2023 / 1177
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateJun 13, 2023
Property Address502 E 1ST ST, EVERLY, IA 51338-1105
Document Number02023/1177
Book / Page2023 / 1177
Instrument DateJun 10, 2023
Instrument2023 1177
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address502 E 1ST ST, EVERLY, IA 51338-1105
InvestorPossibly a Property Investor

Mortgage

Document Number02023/1178
DateJun 13, 2023
Book Page2023/1178
Instrument2023 1178
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateDec 03, 2020
Property Address502 E 1ST ST, EVERLY, IA 51338-1105
Document Number02020/3839
Book / Page2020 / 3839
Instrument DateNov 24, 2020
Instrument2020 3839
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$143.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 E 1ST ST, EVERLY, IA 51338-1105
InvestorPossibly a Property Investor

Mortgage

Document Number02020/3840
DateDec 03, 2020
Book Page2020/3840
Instrument2020 3840
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalityEverly City
Unified School DistrictClay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$109,140 (-0.21%) Land $20,060 Building $89,080$109,140 (-0.21%) Land $20,060 Building $89,080
2024$1,474.00 (+12.69%)
2023$109,370 (+20.19%) Land $20,060 Building $89,310$109,370 (+20.19%) Land $20,060 Building $89,310
2022$1,308.00 (+5.65%)$91,000 Land $20,060 Building $70,940
2021$1,238.00$91,000 Land $20,060 Building $70,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410804004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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