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603 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 603 Adams St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 648 sqft · built 1933
Lot Size0.251 acres (10,940 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Oct 2014)
Tax Bill$3,762 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-185-007

Property Details

APN / Parcel Number

Primary APN06-23-185-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area648 sqft Living Area
Gross Area1,296 sqft
1st Floor Area648 sqft
Basement Area648 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Construction TypeFrame
Lot Area10,940 sqft (0.251 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address603 ADAMS ST
CityELGIN
StateIL
Zip60123-7431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT G OF BLOCK 19 EXCEPT SOUTH 102.6 FT ON EAST LINE & SOUTH 102.6 FT ON WEST LINE OF LOT G OF BLOCK 19
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block19
Legal Lot NumberG
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4017
Census Tract851600

Owner

603 Adams St is owned and occupied by an individual who bought it in October 2014.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address603 ADAMS ST, ELGIN, IL 60123-7431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Jan 13, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2014 · Amount on File
Deed SaleOct 3, 2014 · Amount on File
Prior SaleJul 12, 2001 · Amount on File
Deed Document Number201449394
Prior Transfer DateMay 8, 2001
Prior Transfer Doc0000069767
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address603 ADAMS ST, ELGIN, IL 60123-7431
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013930
DateApr 29, 2024
Instrument2024K013930
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 28, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address603 ADAMS ST, ELGIN, IL 60123-7431
Transaction TypeMortgage
Record UpdatedJan 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 ADAMS ST, ELGIN, IL 60123-7431

Mortgage

Document Number0000001489
DateJan 13, 2023
Instrument2023K001489
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term261 Months
DueOct 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 603 Adams St was $3,762 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,762.00 Homeowner's exemption$57,323 (+8.57%) Land $18,999 Building $38,324$172,038 (+8.57%) Land $57,020 Building $115,018
2024$52,798 Land $17,499 Building $35,299$158,457 Land $52,518 Building $105,939
2022$3,251.00 (+5.14%) Homeowner's exemption$43,493 (+6.96%) Land $14,415 Building $29,078$130,479 (+6.96%) Land $43,245 Building $87,234
2021$3,092.00 Homeowner's exemption$40,663 Land $13,477 Building $27,186$121,989 Land $40,431 Building $81,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 603 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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