575 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 575 Adams St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1970
Lot Size	0.245 acres (10,680 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-260-002`

Property Details

APN / Parcel Number

Primary APN	`06-23-260-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	10,680 sqft (0.245 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	575 ADAMS ST
City	ELGIN
State	IL
Zip	60123-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE L KIRKS SUB LOT 2
Legal Subdivision	GEORGE L KIRKS SUB
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4017
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	575 ADAMS ST, ELGIN, IL 60123-7429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2026
Transfer Doc	0000003359
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 26, 2026
Property Address	575 ADAMS ST, ELGIN, IL 60123-7429
Document Number	0000003359
Instrument Date	Jan 7, 2026
Instrument	2026K003359
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 ADAMS ST, ELGIN, IL 60123-7429

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00 (+179.53%) Homeowner's exemption Senior Citizen's exemption	$84,371 (+8.57%) Land $18,999 Building $65,372	$253,214 (+8.57%) Land $57,020 Building $196,194
2024	$1,866.00 (-23.99%) Homeowner's exemption	$77,711 (+21.39%) Land $17,499 Building $60,212	$233,226 (+21.44%) Land $52,518 Building $180,708
2022	$2,455.00 (-2.81%) Homeowner's exemption	$64,016 (+6.96%) Land $14,415 Building $49,601	$192,048 (+6.96%) Land $43,245 Building $148,803
2021	$2,526.00 Homeowner's exemption	$59,850 Land $13,477 Building $46,373	$179,550 Land $40,431 Building $139,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures