574 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 574 Adams St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1942
Square Footage1,416 sqft Living Area
Lot Size7,970 sqft (0.183 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2014)
Tax Bill$5,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-183-015

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,416 sqft Living Area
Gross Area2,360 sqft Gross Area
Basement Area944 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod Style
Construction TypeFrame Construction
Lot Area7,970 sqft (0.183 acres)
Depth X Width161 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address574 ADAMS ST
CityELGIN
StateIL
Zip60123-7474
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT D BLOCK 19
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block19
Legal Lot NumberD
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup4
Census Block4010
Census Tract851600

Owner

Source: Kane County records · APN 06-23-183-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address574 ADAMS ST, ELGIN, IL 60123-7474
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 11, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2014 · Amount on Record
Deed SaleOct 10, 2014 · Amount on Record
Prior SaleFeb 03, 2005 · Amount on Record
Deed Doc Number201450845
Prior Transfer DateDec 30, 1994
Prior Transfer Doc0000000803
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address574 ADAMS ST, ELGIN, IL 60123-7474
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051293
DateJul 02, 2021
Instrument2021K051293
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term279 Months
DueOct 01, 2044

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address574 ADAMS ST, ELGIN, IL 60123-7474
Document Number0000052942
Instrument DateOct 11, 2018
Transaction TypeMortgage
Record UpdatedNov 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address574 ADAMS ST ELGIN IL 601237474, ELGIN, IL 60123-7474

Mortgage

Document Number0000052942
DateOct 30, 2018
Instrument52942
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueOct 29, 2043

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,258.00 (+15.81%) Homeowner's exemption
2024$70,850 (+21.39%) Land $14,313 Building $56,537$212,635 (+21.44%) Land $42,956 Building $169,679
2022$4,540.00 (+4.8%) Homeowner's exemption$58,364 (+6.96%) Land $11,791 Building $46,573$175,092 (+6.96%) Land $35,373 Building $139,719
2021$4,332.00 Homeowner's exemption$54,566 Land $11,024 Building $43,542$163,698 Land $33,072 Building $130,626

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