6028 E Lone Cactus Dr, Phoenix, AZ 85054 Property Records

Maricopa County property record for 6028 E Lone Cactus Dr, Phoenix, AZ 85054

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,224 sqft · built 2024
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$1,305,000 (Feb 2026)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-35-399`

Property Details

APN / Parcel Number

Primary APN	`212-35-399`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	1,788 sqft
2nd Floor Area	1,436 sqft

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,490 sqft (0.148 acres)
Parking Spaces	3 Parking Spaces
Pool Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	6028 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85054-5793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALINN PHASE 2 MCR 1588-32
Legal Subdivision	TALINN PHASE 2
Legal Phase	2
Legal Lot Number	135
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	615201

Owner

Source: Maricopa County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit ONEAZ CU
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 26, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20260060049
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Mortgage

Document Number	0000338224
Date	Jun 25, 2024
Instrument	20240338224

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 2, 2026
Property Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Document Number	0000060049
Map Reference	MB 1588 PG 32
Instrument Date	Jan 6, 2026
Instrument	20260060049
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	GREAT AMER TITLE AGENCY INC, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Mortgage

Document Number	0000060050
Date	Feb 2, 2026
Instrument	20260060050

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2023
Property Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Document Number	0000557294
Map Reference	MB 1588 PG 32
Instrument Date	Oct 26, 2023
Instrument	20230557294
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7689 E PINNACLE PEAK RD STE 200, 200, SCOTTSDALE, AZ 85255-4086

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6028 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Mortgage

Document Number	0000557295
Date	Oct 26, 2023
Instrument	20230557295

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,950 (+705.71%)	$889,500 (+1,108.56%) Land $177,900 Building $711,600
2025	$3,798.00 (+696.23%)
2024		$11,040 (+16.83%)	$73,600 (+16.83%) Land $73,600
2023	$477.00 (-8.8%)	$9,450 Land $9,450	$63,000 Land $63,000
2022	$523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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