6024 E Lone Cactus Dr, Phoenix, AZ 85054 Property Records

Maricopa County property record for 6024 E Lone Cactus Dr, Phoenix, AZ 85054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,487 sqft · built 2024
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,130 (Oct 2023)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-35-398`

Property Details

APN / Parcel Number

Primary APN	`212-35-398`
Alternative APN	`212353985`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
2nd Floor Area	1,823 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Material	Concrete
Lot Area	6,490 sqft (0.149 acres)
Parking Spaces	4 Parking Spaces
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6024 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85054-5793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	TALINN PHASE 2 MCR 1588-32
Legal Subdivision	TALINN PHASE 2
Legal Lot Number	134
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	615201

Owner

Source: Maricopa County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Oct 27, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2023560197
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Mortgage

Document Number	0000140521
Date	Mar 11, 2026
Instrument	20260140521

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 E OTTAWA LN, PHOENIX, AZ 85024-4377

Mortgage

Document Number	0000638075
Date	Dec 14, 2023
Instrument	20230638075

Lender

Name	CANVAS CU
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2023
Property Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793
Document Number	0000560197
Map Reference	MB 1588 PG 32
Instrument Date	Oct 20, 2023
Instrument	20230560197
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7689 E PINNACLE PEAK RD STE 200, 200, SCOTTSDALE, AZ 85255-4086

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6024 E LONE CACTUS DR, PHOENIX, AZ 85054-5793

Mortgage

Document Number	0000560198
Date	Oct 27, 2023
Instrument	20230560198

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000560199
Date	Oct 27, 2023
Instrument	20230560199

Lender

Name	CANVAS CU
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,460 (+1,685.99%)	$874,600 (+327.68%) Land $174,900 Building $699,700
2025	$4,020.00 (+742.77%)	$4,897 (-55.64%)	$204,500 (+177.85%) Land $204,500 Building $682,500
2024		$11,040 (+16.83%)	$73,600 (+16.83%) Land $73,600
2023	$477.00 (-8.8%)	$9,450 Land $9,450	$63,000 Land $63,000
2022	$523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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