602 W Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 602 W Cedar St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,996 sqft · built 1905
Lot Size	0.694 acres (30,260 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2015)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Feb 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`008-00-10-006.00`

Property Details

APN / Parcel Number

Primary APN	`008-00-10-006.00`
Alternative APN	`4873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,996 sqft Living Area
Basement Area	450 sqft
Unfinished Basement	450 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,260 sqft (0.694 acres)
Lot Dimensions	170 ft deep x 178 ft wide
Garage Type	Detached
Garage Area	625 sqft
Porch	Porch
Porch Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Street Address	602 W CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	602 WEST CEDAR STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3011
Census Tract	970300

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	501 S MAIN ST, FRANKLIN, KY 42134-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Construction Mortgage EDMONTON STATE BANK
Feb 9, 2017	Deed of Trust, Mortgage · Construction Mortgage EDMONTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on Record
Deed Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	0000314116
Deed Book / Page	314 / 116
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	602 W CEDAR ST, FRANKLIN, KY 42134-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M463/796
Date	Oct 23, 2019
Book Page	M463/796
Instrument	1193846

Lender

Name	EDMONTON STATE BANK
Type	Bank
Address	42121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 18, 2024

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	602 W CEDAR ST, FRANKLIN, KY 42134-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M430/145
Date	Feb 9, 2017
Book Page	M430/145
Instrument	1179089

Lender

Name	EDMONTON STATE BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 31, 2021

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (-24.28%) Homeowner's exemption	$250,000 (-)	$250,000 (-)
2023	$2,327.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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