Simpson County property record for 509 W Cedar St, Franklin, KY 42134 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,723 sqft Living Area |
| Lot Size | 21,240 sqft (0.488 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $127,400 (2015) |
| Tax Bill | $1,043.00 (2025) |
| Primary APN | 012-00-07-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,723 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,240 sqft (0.488 acres) |
| Depth X Width | 236 ft x 90 ft Depth x Width |
| Driveway | Driveway Asphalt |
| Garage Area | 864 sqft Garage |
| Porch Area | 20 sqft Porch |
| Cooling System | Other Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 509 W CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 509 WEST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 970401 |
Source: Simpson County records · APN 012-00-07-013.00
Assessment roll updated February 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 W CEDAR ST, FRANKLIN, KY 42134-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Deed Doc Number | 20151165868 |
| Deed Book / Page | 316 / 762 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 509 W CEDAR ST, FRANKLIN, KY 42134-1609 |
| Document Number | 0001266777 |
| Book / Page | 591 / 805 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20261266777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 509 W CEDAR ST, FRANKLIN, KY 42134-1609 |
| Document Number | 0001266777, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 591/805 |
| Instrument | 20261266777 |
| Name | FRANKLIN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (-33.31%) Homeowner's exemption | $168,000 (-) | $168,000 (-) |
| 2023 | $1,564.00 | $168,000 | $168,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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