504 W Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 504 W Cedar St, Franklin, KY 42134 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1956
Lot Size	0.558 acres (24,335 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Mar 2010)
Tax Bill	$973 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-00-11-001.00`

Property Details

APN / Parcel Number

Primary APN	`008-00-11-001.00`
Alternative APN	`2515`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,335 sqft (0.558 acres)
Lot Dimensions	155 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	1,248 sqft
Porch	Porch
Porch Area	138 sqft
Patio Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Street Address	504 W CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	504 WEST CEDAR STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3011
Census Tract	970300

Owner

Source: Simpson County records · APN 008-00-11-001.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 06, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 02, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2010 · Amount on Record
Deed Sale	Mar 25, 2010 · Amount on Record
Deed Document Number	0000287150
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Apr 21, 2026
Property Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Document Number	0001262788
Book / Page	585 / 723
Instrument Date	Feb 17, 2026
Instrument	20261262788
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610

Mortgage

Document Number	0001262788,
Date	Apr 21, 2026
Book Page	585/723
Instrument	20261262788

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M534/350
Date	Jun 06, 2023
Book Page	M534/350
Instrument	1215663

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2028

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M516/750
Date	Apr 29, 2022
Book Page	M516/750
Instrument	1208389

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610

Mortgage

Document Number	M488/523
Date	Feb 02, 2021
Book Page	M488/523
Instrument	1200798

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 01, 2031

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	504 W CEDAR ST, FRANKLIN, KY 42134-1610
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M447/257
Date	Jul 10, 2018
Book Page	M447/257
Instrument	1187201

Lender

Name	FIRST SECURITY BANK INC
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 05, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (-8.03%) Homeowner's exemption	$160,000 (-)	$160,000 (-)
2023	$1,058.00 Homeowner's exemption	$160,000	$160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2011–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Franklin Electric Plant Board	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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