506 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 506 S Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1926
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Dec 2023)
Tax Bill	$1,135 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2723791074`

Property Details

APN / Parcel Number

Primary APN	`2723791074`
Alternative APN	`12081`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	506 S MAIN ST
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	506 S MAIN ST MORGANTON, NC 28655
Legal Subdivision	SOUTHEASTERN AUCTION CO
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3054
Census Tract	20801

Owner

506 S Main St is owned by an individual who bought it in December 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 846, DREXEL, NC 28619-0846
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FUSION TITLE
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Deed Document Number	20231359
Deed Book / Page	2719 / 807
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jun 24, 2026
Property Address	506 S MAIN ST, MORGANTON, NC 28655
Document Number	0026005853
Book / Page	2880 / 970
Instrument Date	Jun 22, 2026
Instrument	202626005853
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	FUSION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 S MAIN ST, MORGANTON, NC 28655

Mortgage

Document Number	0026005853,
Date	Jun 24, 2026
Book Page	2880/970
Instrument	202626005853

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 8, 2023
Property Address	506 S MAIN ST, MORGANTON, NC 28655
Document Number	0027190807
Book / Page	2719 / 807
Map Reference	MB 1 PG 25
Instrument Date	Dec 7, 2023
Instrument	2023011359
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6438 QUERCUS GROVE RD, EDWARDSVILLE, IL 62025-6164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 S MAIN ST, MORGANTON, NC 28655

Mortgage

Document Number	2023011360
Date	Dec 8, 2023
Instrument	2023011360

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 506 S Main St was $1,135, up 4.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,135.00 (+4.51%)	$109,352 (-) Land $14,175 Building $95,177	$109,352 (-) Land $14,175 Building $95,177
2025	$1,086.00	$109,352 Land $14,175 Building $95,177	$109,352 Land $14,175 Building $95,177
2023	$700.00	$109,352 Land $14,175 Building $95,177	$109,352 Land $14,175 Building $95,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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