Kane County property record for 420 S 3rd St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,998 sqft · built 1961 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jul 2007) |
| Tax Bill | $16,685 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-131-009 |
| Primary APN | 09-34-131-009 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,998 sqft Gross Area |
| 1st Floor Area | 2,998 sqft |
| Basement Area | 2,998 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 420 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2825 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAP AREA: 143-LAUNDRY/CLEANERS |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 852300 |
420 S 3rd St, a commercial property, is owned by two individuals who bought it in July 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36W775 MIDDLECREEK LN, SAINT CHARLES, IL 60175-4918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2007 · Amount on File |
| Deed Sale | Jul 16, 2007 · Amount on File |
| Deed Document Number | 200773838 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 420 S 3rd St was $16,685.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,685.00 | $213,661 (+8.53%) Land $106,383 Building $107,278 | $641,239 (+8.53%) Land $319,277 Building $321,963 |
| 2024 | $196,868 Land $98,022 Building $98,846 | $590,840 Land $294,184 Building $296,657 | |
| 2022 | $15,875.00 (+3.87%) | $177,052 (+4.91%) Land $87,396 Building $89,656 | $531,156 (+4.91%) Land $262,188 Building $268,968 |
| 2021 | $15,283.00 | $168,766 Land $83,306 Building $85,460 | $506,298 Land $249,918 Building $256,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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