509 Palm Dr, Largo, FL 33770 Property Records

Pinellas County property record for 509 Palm Dr, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,366 sqft · built 1965
Lot Size0.318 acres (13,835 sqft)
Owner2 Trust Names on Record
Last Sale$26,000 (Mar 2001)
Tax Bill$7,392 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone AE (high risk)
APNC62-000-747-7902-6

Property Details

APN / Parcel Number

Primary APNC62-000-747-7902-6
Alternative APNs
  • 32-29-15-35838-000-0040
  • 291532358380000040
  • 152932358380000040
  • R354482

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,366 sqft Living Area
Gross Area4,235 sqft
1st Floor Area3,366 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area13,835 sqft (0.318 acres)
Lot Dimensions128 ft deep x 105 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area135 sqft
Deck Area370 sqft
Patio Area370 sqft
Loading Dock240 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat House312 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR354482
Street Address509 PALM DR
CityLARGO
StateFL
Zip33770-2660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHARBOR BLUFFS SEC 5 PARTIAL REPLAT LOT 4A
Legal Range15E
Legal Township29S
Legal Section32
Legal SubdivisionHARBOR BLUFFS SEC 5
Legal Tract35838
Legal Lot Number4A
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1011
Census Tract25210

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address509 PALM DR, LARGO, FL 33770-2660
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2001 · Amount on Record
Deed SaleMar 27, 2001 · Amount on Record
Deed Book / Page11282 / 1802
Last Transfer DateSep 30, 2019
Transfer Doc0207371878
Record UpdatedJun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateOct 18, 2019
Property Address509 PALM DR, LARGO, FL 33770-2660
Document Number0207371878
Book / Page020737 / 001878
Instrument DateSep 30, 2019
Instrument336951
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address509 PALM DR LARGO FL 337702660, LARGO, FL 33770-2660

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,392.00 (+3.25%) Homeowner's exemption$449,692 (+3.78%)$1,135,710 (-24.02%) Land $901,120 Building $234,590
2024$7,159.00 (+1.42%)
2023$7,059.00 (+2.3%) Homeowner's exemption$433,320 (+3%)$1,494,782 (+41.65%) Land $1,266,504 Building $228,278
2022$6,900.00 Homeowner's exemption$420,699$1,055,237 Land $874,679 Building $180,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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