602 N Spruce Cir, Payson, AZ 85541 Property Records

Gila County property record for 602 N Spruce Cir, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,352 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$148,000 (Oct 2016)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-70-238A`

Property Details

APN / Parcel Number

Primary APN	`302-70-238A`
Alternative APNs	`30270238` `R038337` `038337`

Interior

Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R038337
Street Address	602 N SPRUCE CIR
City	PAYSON
State	AZ
Zip	85541-4048
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 34 TOWNSHIP: 11N RANGE: 10E SERIAL: AZFL221A/B09115LP12 YEAR: 0 MAKE: - FLEETWOOD LAKE POINTE SIZE: 26 X 52 LOT 238 OF PAYSON NORTH UNIT FIVE PLAT 480 AND ALSO A PORTION OF TRACT H AS SHOWN ON ROS 3791 DESC AS BEG AT THE SE COR OF LOT 238; T
Legal Range	10E
Legal Township	11N
Legal Section	34
Legal Subdivision	PAYSON NORTH UNIT 5
Legal Tract	H
Legal Lot Number	238
Legal Unit	5
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUBURBAN MORTGAGE INC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SUBURBAN MORTGAGE INC
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	201610143
Last Transfer Date	Oct 19, 2023
Transfer Doc	0000009019
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Oct 19, 2023
Property Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000009019
Map Reference	MAP 480
Instrument Date	Jul 13, 2023
Instrument	2023-009019
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000138
Date	Jan 6, 2021
Instrument	2021-000138

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Nov 16, 2020
Property Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000014162
Map Reference	MAP 480
Instrument Date	Oct 4, 2020
Instrument	2020-014162
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 N SPRUCE CIR, 602, PAYSON, AZ 85541-4048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048

Mortgage

Document Number	0000014163
Date	Nov 16, 2020
Instrument	2020-014163

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 24, 2018
Property Address	602 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000008978
Instrument Date	Aug 14, 2018
Instrument	8978
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	602 N SPRUCE CIR PAYSON AZ 855414048, PAYSON, AZ 85541-4048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,119 (+11.15%) Land $6,434 Building $6,685	$131,194 (+11.15%) Land $64,340 Building $66,854
2025	$1,123.00 (+7.77%)
2024		$11,803 (+14.08%) Land $4,986 Building $6,817	$118,031 (+14.09%) Land $49,857 Building $68,174
2023	$1,042.00 (+3.48%)	$10,346 Land $4,814 Building $5,532
2022	$1,007.00		$103,458 Land $48,139 Building $55,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight, Verizon.

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