600 N Spruce Cir, Payson, AZ 85541 Property Records

Gila County property record for 600 N Spruce Cir, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Dec 2023)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-70-237A`

Property Details

APN / Parcel Number

Primary APN	`302-70-237A`
Alternative APNs	`30270237` `R038336` `038336`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,019 sqft (0.23 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R038336
Street Address	600 N SPRUCE CIR
City	PAYSON
State	AZ
Zip	85541-4048
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 34 TOWNSHIP: 11N RANGE: 10E SERIAL: CAVAD030030X/U YEAR: 0 MAKE: - CAVCO SIZE: 28 X 52 LOT 237 OF PAYSON NORTH UNIT FIVE PLAT 480 AND ALSO A PORTION OF TRACT H AS SHOWN ON ROS 3791 DESC AS BEG AT THE NE COR OF LOT 237; TH N87D1554E, 5.04; TH
Legal Range	10E
Legal Township	11N
Legal Section	34
Legal Subdivision	PAYSON NORTH UNIT 5
Legal Tract	H
Legal Lot Number	237
Legal Unit	5
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

600 N Spruce Cir, a mobile home, is owned by an individual who bought it in December 2023.

Source: Gila County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2202, PAYSON, AZ 85547-2202
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 4, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATI
May 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2023	Correction Deed YAVAPAI TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Oct 28, 2011 · Amount on File
Deed Document Number	202310356
Prior Transfer Date	May 28, 2019
Prior Transfer Doc	0000010355
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	600 N SPRUCE CIR, PAYSON, AZ 85541-4048
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 N SPRUCE CIR, PAYSON, AZ 85541-4048

Mortgage

Document Number	0000009566
Date	Nov 2, 2023
Instrument	2023-009566

Lender

Name	ZB NA
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 4, 2023
Property Address	600 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000010356
Map Reference	MAP 480
Instrument Date	Nov 10, 2023
Instrument	2023-010356
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2202, PAYSON, AZ 85547-2202

Mortgage

Document Number	0000010357
Date	Dec 4, 2023
Instrument	2023-010357

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATI

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	May 28, 2019
Property Address	600 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000005545
Instrument Date	May 28, 2019
Instrument	5545
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 N SPRUCE CIR PAYSON AZ 855414048, PAYSON, AZ 85541-4048

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	GILA AZ
Recording Date	Dec 4, 2023
Property Address	600 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000010355
Map Reference	MAP 480
Instrument Date	May 28, 2019
Instrument	2023-010355
Record Updated	Feb 1, 2024
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11413 N 300 W-90, MARKLE, IN 46770-9500

Tax Assessment & Valuation

The 2025 property tax bill for 600 N Spruce Cir was $1,602.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,302 Land $6,321 Building $9,981	$163,014 Land $63,206 Building $99,808
2025	$1,602.00
2024		$15,287 (+15.94%) Land $4,869 Building $10,418	$152,869 Land $48,689 Building $104,180
2023	$1,297.00 (+3.43%)	$13,185 Land $4,697 Building $8,488
2022	$1,254.00		$131,844 Land $46,968 Building $84,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 600 N Spruce Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 N Spruce Cir is high, ranking above 70% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight, Verizon.

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