601 N Spruce Cir, Payson, AZ 85541 Property Records

Gila County property record for 601 N Spruce Cir, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,232 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`302-70-236A`

Property Details

APN / Parcel Number

Primary APN	`302-70-236A`
Alternative APNs	`R038335` `038335`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R038335
Street Address	601 N SPRUCE CIR
City	PAYSON
State	AZ
Zip	85541-4048
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 34 TOWNSHIP: 11N RANGE: 10E SERIAL: KHNM1201340A YEAR: 0 MAKE: - KARSTEN SIZE: 28 X 44 LOT 236 OF PAYSON NORTH UNIT FIVE PLAT 480 AND ALSO A PORTION OF TRACT H AS SHOWN ON ROS 3791 DESC AS BEG AT THE NE COR OF LOT 236; TH N87D1554E, 5.04; TH
Legal Range	10E
Legal Township	11N
Legal Section	34
Legal Subdivision	PAYSON NORTH UNIT 5
Legal Tract	H
Legal Lot Number	236
Legal Unit	5
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

601 N Spruce Cir, a mobile home, is owned and occupied by two individuals who acquired it in March 2022.

Source: Gila County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 30, 2018	Warranty Deed, Transfer NOT AVAILABLE
Mar 21, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022
Deed Sale	Mar 16, 2022
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	20223754
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0000009085
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 16, 2022
Property Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000003754
Instrument Date	Mar 8, 2022
Instrument	2022-003754
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4771 JAMES CIR, 4771, HUNTINGTON BEACH, CA 92649-4334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048

Mortgage

Document Number	0000003755
Date	Mar 16, 2022
Instrument	2022-003755

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 27, 2018
Property Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000009085
Instrument Date	Aug 20, 2018
Instrument	9085
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4781 JAMES CIR #C HUNTINGTON BEACH CA 926494333, C, HUNTINGTON BEACH, CA 92649-4333

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 27, 2018
Property Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000009086
Instrument Date	Aug 20, 2018
Instrument	9086
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4781 JAMES CIR #C HUNTINGTON BEACH CA 926494333, C, HUNTINGTON BEACH, CA 92649-4333

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 30, 2018
Property Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000008056
Instrument Date	Jul 1, 2018
Instrument	08056
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12661 LEWIS ST #123 GARDEN GROVE CA 928406221, 123, GARDEN GROVE, CA 92840-6221

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GILA AZ
Recording Date	Mar 21, 2018
Property Address	601 N SPRUCE CIR, PAYSON, AZ 85541-4048
Document Number	0000003189
Instrument Date	Mar 20, 2018
Instrument	3189
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12661 LEWIS ST #123 GARDEN GROVE CA 928406221, 123, GARDEN GROVE, CA 92840-6221

Mortgage

Document Number	3190
Date	Mar 21, 2018
Instrument	3190

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 601 N Spruce Cir was $1,236.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,094 Land $5,834 Building $11,260	$170,940 Land $58,343 Building $112,597
2025	$1,236.00
2024		$16,054 Land $4,378 Building $11,676	$160,546 Land $43,784 Building $116,762
2023	$1,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 N Spruce Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 N Spruce Cir is high, ranking above 70% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight, Verizon.

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