602 McCutchen St, Ridgely, TN 38080 Property Records

Lake County property record for 602 McCutchen St, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,296 sqft · built 1958
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$29,100 (Aug 1974)
Tax Bill$969 (2025)
Deeds & MortgagesFeb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN048057K K 02400

Property Details

APN / Parcel Number

Primary APN048057K K 02400
Alternative APN
  • 057K K 02400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions158 ft deep x 100 ft wide
Garage TypeCarport
Garage Area324 sqft
CarportCarport
Carport Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area16 sqft
Utility Building816 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address602 MCCUTCHEN ST
CityRIDGELY
StateTN
Zip38080-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R30
Legal SubdivisionMC CUTCHEN M-500
Legal Block3
Legal Lot Number21
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3018
Census Tract960200

Owner

Source: Lake County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address602 MCCUTCHEN ST, RIDGELY, TN 38080-1610
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 1974 · Amount on Record
Deed SaleAug 27, 1974 · Amount on Record
Deed Book / PageNN / 202
Last Transfer DateFeb 13, 2026
Transfer Doc000075/599
Record UpdatedJun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE TN
Recording DateFeb 13, 2026
Property Address602 MCCUTCHEN ST, RIDGELY, TN 38080-1610
Document Number000075/599
Book / Page75 / 599
Map ReferenceMB M PG 500
Instrument DateFeb 13, 2026
Instrument21511
Transaction TypeTransfer
Record UpdatedFeb 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address602 MCCUTCHEN ST, RIDGELY, TN 38080-1610

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 MCCUTCHEN ST, RIDGELY, TN 38080-1610

Tax Assessment & Valuation

Source: Lake County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
MunicipalityRidgely Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$969.00$20,375 (-) Land $2,925 Building $17,450
2024$969.00 (+65.64%)$20,375 (+64.31%) Land $2,925 Building $17,450$81,500 (+64.31%) Land $11,700 Building $69,800
2022$585.00$12,400 Land $1,325 Building $11,075$49,600 Land $5,300 Building $44,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone X, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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