Lake County property record for 618 McCutchen St, Ridgely, TN 38080 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,352 sqft · built 1994 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Aug 2011) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048057K K 02200 |
| Primary APN | 048057K K 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 158 ft deep x 96 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 618 MCCUTCHEN ST |
|---|---|
| City | RIDGELY |
| State | TN |
| Zip | 38080-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: R30 |
| Legal Subdivision | MC CUTCHEN M-500 |
| Legal Block | 3 |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960200 |
Source: Lake County records · APN 048057K K 02200
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 970 MADIE RD, RIDGELY, TN 38080-6243 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2011 · Amount on Record |
| Deed Sale | Aug 26, 2011 · Amount on Record |
| Prior Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 20119570 |
| Deed Book / Page | 31 / 61 |
| Last Transfer Date | Nov 12, 2015 |
| Transfer Doc | 0000043/11 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE TN |
| Property Address | 618 MCCUTCHEN ST, RIDGELY, TN 38080-1610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 970 MADIE RD, RIDGELY, TN 38080-6243 |
| Document Number | 000066/773 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 66/773 |
| Instrument | 19621 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | RIDGELY, TN 38080 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Municipality | Ridgely Town |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 | $23,400 (-) Land $2,875 Building $20,525 | |
| 2024 | $1,113.00 (+112.81%) | $23,400 (+111.29%) Land $2,875 Building $20,525 | $93,600 (+111.29%) Land $11,500 Building $82,100 |
| 2022 | $523.00 | $11,075 Land $1,100 Building $9,975 | $44,300 Land $4,400 Building $39,900 |
Source: FEMA National Flood Hazard Layer, Lake County (47095C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470959602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone X, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2011, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gibson Electric Membership | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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