588 McCutchen St, Ridgely, TN 38080 Property Records

Lake County property record for 588 McCutchen St, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,196 sqft · built 1972
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Tax Bill$952 (2025)
Deeds & MortgagesMay 2017 Transfer
Flood ZoneZone X (high risk)
APN048057K L 01400

Property Details

APN / Parcel Number

Primary APN048057K L 01400
Alternative APN
  • 057K L 01400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions158 ft deep x 70 ft wide
Garage TypeCarport
Garage Area418 sqft
CarportCarport
Carport Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area52 sqft
Shed1 Shed
Shed Area80 sqft
Utility Building196 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address588 MCCUTCHEN ST
CityRIDGELY
StateTN
Zip38080-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R20
Legal SubdivisionRILEY II/58
Legal Block2
Legal Lot Number11
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3016
Census Tract960200

Owner

Source: Lake County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address588 MCCUTCHEN ST, RIDGELY, TN 38080-1608
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 1973
Deed SaleAug 15, 1973
Prior SaleAug 18, 1967
Deed Book / PageLL / 101
Transfer Doc0000014578
Record UpdatedJun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE TN
Recording DateMay 5, 2017
Property Address588 MCCUTCHEN ST, RIDGELY, TN 38080-1608
Document Number0000014578
Book / Page000046 / 000845
Instrument DateMay 4, 2017
Instrument14578
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address588 MCCUTCHEN ST RIDGELY TN 380801608, RIDGELY, TN 38080-1608

Tax Assessment & Valuation

Source: Lake County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
MunicipalityRidgely Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$952.00$20,025 (-) Land $2,550 Building $17,475
2024$952.00 (+52.81%)$20,025 (+51.7%) Land $2,550 Building $17,475$80,100 (+51.7%) Land $10,200 Building $69,900
2022$623.00$13,200 Land $1,250 Building $11,950$52,800 Land $5,000 Building $47,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCutchen St

Nearby Streets

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